Monthly Archives: December 2025

Superfund or CDC – but not so many small DB funds.

Posted on December 23, 2025 by henry tapper

Pensions Oldie is annoyed with my commentator – I do not know who the commentator is.  It does not matter, what matters is what Oldie says, he is holding out for the small DB pension scheme and for once I … Continue reading →

Posted in pensions | 2 Comments

Can we pipe down and let Royal Mail workers get on with building and getting their pension?

Posted on December 22, 2025 by henry tapper

If this is the way that Royal Mail allows the message to seep out to its 110,000 members, then “doh”! I hope that it is mad at the FT – as I am. The first six months of its CDC … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments

“Take the small DB scheme seriously?” We don’t and we won’t- at this rate.

Posted on December 22, 2025 by henry tapper

In some brooding over the small DB schemes left in the private sector yesterday, I prompted an email that I will quote from. I gave six reasons for there still be nearly 5,000 of the expensive to run and questioned … Continue reading →

Posted in advice gap, pensions, Pensions Regulator | Tagged , , , | 4 Comments

JAB owns Pret , Krispy Kremes and a Nazi past.; – now Utmost and Equitable’s retirement business.

Posted on December 22, 2025 by henry tapper

Britain was once proud of its mutual insurance companies, notably Equitable Life. What what was left of it , after it disastrously over promised on its guarantees, became the Utmost Group. Utmost will continue to operate in the wealth market, … Continue reading →

Posted in pensions | Tagged , , | 1 Comment

Steve Webb is in the potting shed- helping people get their pots together.

Posted on December 22, 2025 by henry tapper

This is one of a number of questions people ask about pensions, which Steve is given the unenviable job of answering. This is his go, I suspect this may be one for the private sector to get on with , … Continue reading →

Posted in pensions | Tagged , , , , | Leave a comment

Can Indian dairies show bosses how to make good business of pensions?

Posted on December 21, 2025 by henry tapper

We are looking at the structures that could support the employers who would like to switch to UMES CDC and we are looking around the world for models that work. On December 2nd, the FCA opened it Mutual Unit which … Continue reading →

Posted in pensions | Tagged , , , | 4 Comments

Leaseholders left behind at Christmas say the Times

Posted on December 21, 2025 by henry tapper

I am concerned for leaseholders as are those who support Harry Scoffin in his efforts for them.

Posted in pensions | Tagged , , , , | Leave a comment

The shortest day of the year always evokes strange love for women!

Posted on December 21, 2025 by henry tapper

I saw a lady walking down London Wall this morning, what a sourpuss, I turned to her and tried to cheer her up “cheer up it’s Christmas” said I. She flicked me a V and walked off Continue reading →

Posted in christmas | Tagged , , , | 1 Comment

Are we protected from from a fall in the “Magnificent 7”?

Posted on December 21, 2025 by henry tapper

It would be nice to think that those who run the DC defaults we are invested in would be worrying about the threats to member pots coming from the threats to the mega stocks in which we are generally invested. … Continue reading →

Posted in pensions | Tagged , , , , , , , , | Leave a comment

Stagecoach’s Pension’s heritage simplified – in less than 2 minutes

Posted on December 21, 2025 by henry tapper

There are parts of a weekend when you’re finding yourself wanting to hear someone talking at you. I start this blog with a five year old news item linking Stagecoach with Aberdeen and will revert to the heritage of the … Continue reading →

Posted in pensions | Tagged , , , , | 2 Comments