Henry. It is all happening far too late for us elderly, born last century and been underpaid historicly by anything…
It is the valuation process that has created artificially high required contribution rates. I believe the Strathclyde pension scheme's employer's…
From April 2027 the PR of a deceased will be required to include pensions in the IHT filing it is…
The worry is that large providers (including the Government owned Nest) are treating the Pensions Dashboard as a compliance item…
Tag Archives: VFM
Angela Eagle’s stunning Bill on pension costs and charges
Angela Eagle presented a bill to the House of Commons at 1.30 yesterday (Wednesday May 8th). It is a fine bill and I wish it success. It may not succeed under the current Government and may be no more than … Continue reading
Posted in advice gap, pensions
Tagged AgeWage, Costs and charges, pensions, Value for Money, VFM
4 Comments
Can pension ratings be “too simple”?
To my mind , the only meaningful way that someone using a workplace or personal pension can test for value for money is by comparing the money they put in with the value they get out. This is known … Continue reading
Posted in advice gap, age wage, pensions
Tagged advice, AgeWage, financial advice, IGC, pensions, Value for Money, VFM
3 Comments
From zero to hero – the Hargreaves Lansdown IGC report
Hargreaves Lansdown’s (HL) 2015 -16 IGC report was embarrassingly bad. I got cross that a successful funds platform didn’t put its back into independent governance. Hargreaves’ Vantage product (now HL Workplace Pension) was at the time being widely promoted as … Continue reading
Posted in IGC, pensions
Tagged Hargreaves Lansdown, HL, IGC, pensions, Value for Money, VFM
1 Comment
Fidelity’s IGC-the bland leading the blind
The general reader is introduced to the 2019 IGC report with a statement from Fidelity An IGC is an Independent Governance Committee whose purpose is to represent the interests of policyholders (including active and deferred members) in the company’s relevant … Continue reading
Zurich’s IGC – keeping Zurich honest.
Zurich ‘s IGC Chair’s statement is out ; it’s punchy. It’s chair, Anna Bradley has a much wider sphere of influence than just pensions and it shows. This is from her opening remarks …you have told us that service standards … Continue reading
Better pensions for the People!
The People’s pension has decided to distribute its profits to its people- its members. This is what you should do if you do not have shareholders. It is to be applauded! Without shareholders, 100% of the People’s Pension’s profits could … Continue reading
Posted in advice gap, pensions
Tagged People's Pension, VFM
Comments Off on Better pensions for the People!
What happens to the money I pay into pensions?
AgeWage have been asking this question to people where WeWork. If you don’t know about WeWork, it’s the largest of a number of co-working spaces that you can find in London, around Britain and all over the world and some … Continue reading
The hidden costs of charges are pants!
Yesterday’s Moneybox with Lesley Curwen was a cracker. It brought together the voices of a number of investors together with the views of Michelle Cracknell, Chris Sier and Gina Miller. All were clear and interesting But the best contribution came … Continue reading
Posted in auto-enrolment, corporate governance, pensions, pot
Tagged chris sier, IDWG, Jeff Houston, LGA, Michelle Cracknell, pensions, VFM
4 Comments
Did I get “value for money” from my workplace pension
Am I getting value for money from my workplace pension? is a different question to Did I get value for money from my workplace pension? the difference is more than one of present and past tense. The first question … Continue reading
Posted in advice gap, age wage, pensions
Tagged AgeWage, Disclosures, IGC, pension, pensions, trustee, Value for Money, VFM
Leave a comment
“No dash in dashboard!” (Paul Lewis)
I’m not sure about the provenance of his info (the link is broken) but Paul doesn’t tweet without good reason. This is important. Minister confirms what I wrote recently, the state pension – which is the biggest part of the … Continue reading
Posted in Dashboard, pensions
Tagged AgeWage, Dashboard, Esther McVey, Guy Opperman, Pension Dashboard, pensions, scores, VFM
3 Comments
Surely St Andy of t'North can just borrow lots of money from his Abu Dhabi chums? Is that why we…