Monthly Archives: February 2025

Music has come back !

Being a little physically diminished as a result of a cycling incident in November, I have learned new pleasures and thought I’d share one or two, because people seem to like reading that sort of thing. This afternoon I went … Continue reading

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Can Hymans and TPT make CDC simple enough for people like me?

Martin Richmond has produced an excellent account of Hymans Robertson’s exhortation for us to take Collective Defined Contributions seriously. Here is the link to Martin’s report and here is the link to the event itself. Hymans has gone to some … Continue reading

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Where should our £1.6tn be invested?

I want to know how pensions can be reorganised to meet the needs  of members, sponsors and the taxpayer whose money keeps Government going. Steve Hodder  Partner at Lane Clark & PeacockPartner at Lane Clark & Peacock The Government has … Continue reading

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Surpluses are ephemeral, beating targets should be fundamental

The surplus issue , like Mansion House speeches, does not open doors in the way that Pension Freedoms did to the retail “pension” market. I put pension in italics because George Osborne released retirement savings from the last link to … Continue reading

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Why Sarah Smart and Jennifer Smith can make your weekend!

Sarah Smart is a pretty special person, chair of our Pensions Regulator she gave the VFM podcast 90  minutes of high power insights into herself and her role at the Pensions Regulator. She has lived through the death of Fraser … Continue reading

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Muppetry is on its way out, pensions are on their way back!

I remember going north on a train  and explaining to a jolly lady that I had the job of stopping people becoming pension muppets. The following day she was there at the conference explaining to the crowd that she’d met … Continue reading

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Ten years on and the DB to DC transfer turns sour.

In 2016 I started writing about transferring pensions to wealth management firms including old fashioned personal pensions but mainly self invested personal pensions. There were some smart people arguing that taking a transfer value back then was good news personally … Continue reading

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