Tag Archives: Business

How can CDC Decumulation provide inflation protection? – Con Keating

Posted on April 7, 2022 by henry tapper

This blog from Con Keating is technical and designed to help the DWP ,tPR and others , when thinking about how to encourage inflation protection in the pathways on offer to savers in retirement.  Member options for retirement income Introduction … Continue reading →

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RPI v CPI – the evidence so far; (Jon&Con)

Posted on March 21, 2022 by henry tapper

  This article is from Jon Spain and Con Keating, intellectual powerhouses of this blog. It asks us took again at the relationship between RPI and CPI Financial services professionals commonly state that, over the long term, RPI increases will … Continue reading →

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What’s the good of Boris Johnson’s 6 point plan for Ukraine?

Posted on March 6, 2022 by henry tapper

Johnson is an ideas not a rules man. He came close to running out of ideas last month, because he broke so many rules, but there’s nothing like a foreign crisis to divert focus and Johnson has been busy reminding … Continue reading →

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CDC – time to ask the audience?

Posted on January 31, 2022 by henry tapper

  When you bring a new product to market, you first test whether there is a gap into which it can fit. If nothing else, the FCA’s Retirement Income Study is showing that there is space in the market for … Continue reading →

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The secret to Omicron’s success and more – C19-ARG’s Friday report 58

Posted on January 8, 2022 by henry tapper

Friday Report: Issue 58 By: John Roberts, Adele Groyer, Matt Fletcher and Dan Ryan   www.covid-arg COVID-19 Actuaries Response Group – Learn. Share. Educate. Influence. COVID-19 is still one of the hottest topics for scientific papers and articles. The COVID-19 Actuaries … Continue reading →

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McPhail is no seal-clubber.

Posted on December 30, 2021 by henry tapper

  Coincidental to the FCA’s impending clampdown on “price-walking”, I’m presented with just the kind of problem that has beset pensions since we decided giving people a pot not a pension was a good thing (let’s say 1987). A very … Continue reading →

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300 new tickets issued for Friday’s VFM conference – register here.

Posted on October 20, 2021 by henry tapper

We have been able to increase our Zoom capacity from 200 to 500, to allow a much wider audience. Following the publication of their findings on what members of workplace pensions want to know, Ruston Smith and Janette Weir will … Continue reading →

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Taking back control of our retirement savings.

Posted on September 28, 2021 by henry tapper

Pensions have long been seen to have an image problem. Ever since I started selling s226 policies in the early eighties I have heard them described as a rip-off. When you look behind that complaint you get to the frustration. … Continue reading →

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Con Keating’s CDC Question time

Posted on August 28, 2021 by henry tapper

This note responds to the questions raised by members of the audience of the webinar: Fair, Sufficient and Sustainable Collective Defined Contribution Pensions;  It quotes them anonymously, verbatim, and then offers responses. It is worth bearing in mind that in … Continue reading →

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Where are these 1200 schemes to be consolidated?

Posted on June 24, 2021 by henry tapper

When it comes to poor practice  “sunlight is the best disinfectant”. But the sun never shines on the whereabouts of occupational DC schemes, which are supposed to run their own websites for the benefit of all, but whose whereabouts on … Continue reading →

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