Category Archives: defined aspiration

What have the Australians done for us – not much!

I’ve been asked to talk to some pension people later this month on Supertrusts and what we can learn from the Australian Superannuation System. I have attended a number of lectures on this subject over the past few years, mainly … Continue reading

Posted in auto-enrolment, corporate governance, dc pensions, defined aspiration | Tagged , , , , , , , | 13 Comments

How to get the pension you’ve earned

In response to some earlier blogs, Alan Higham has made this comment on a Pension Play Pen discussion thread. Alan regularly features in my thinking as does Andy Young (of the “Young report” below). Both are actuaries who have translated … Continue reading

Posted in dc pensions, de-risking, defined aspiration, Retirement | Tagged , , , , , , , , , , | 4 Comments

Search “my pensions”!

Steve Webb is right in reckoning we would value our personal pension saving more if it were in one big pot. He is right that this would make the job of converting pension saving into an income stream for life easier. … Continue reading

Posted in annuity, corporate governance, dc pensions, defined aspiration, FSA, happiness | Tagged , , , , , , , | 7 Comments

Define your aspiration.

Last week, the brotherhood  of DB and DC pensions got a little sister when Steve Webb introduced the prospect of DA to the family. There is nothing new about the search for a third way, indeed it is the pensions equivalent of the … Continue reading

Posted in annuity, corporate governance, customer service, dc pensions, de-risking, defined aspiration, EU Solvency II, NEST | Tagged , , , , , , , , | 13 Comments