Tag Archives: equities

More from Con Keating on how to spend your retirement pot ( no holds barred)

Posted on November 8, 2015 by henry tapper

The very description of DC retirement savings arrangements as pensions is a gross abuse of the English language, as a pension is an income in retirement. Without a mechanism for converting the invested savings assets into income cash flows they … Continue reading →

Posted in pensions | Tagged , , , , , , | 2 Comments

I know what to do- I just want help! Equities, volatility and dividends.

Posted on September 1, 2015 by henry tapper

  The unconventional, but inescapable, conclusion to be drawn from the past fifty years is that it has been far safer to invest in a diversified collection of American businesses than to invest in securities – Treasuries, for example – … Continue reading →

Posted in pensions | Tagged , , , , , | 8 Comments

People seeking safety at any price?

Posted on November 25, 2014 by henry tapper

  I was annoyed to listen to one of the Bank of England’s Chief Economists Andy Haldane tell the BBC’s Robert Peston that people were seeking safety at any price. Passing the buck on to the “cautious consumer” may play … Continue reading →

Posted in actuaries, advice gap, Bankers, Mark Carney, pensions, Politics, Retirement, reward | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Fungibility

Posted on August 2, 2014 by henry tapper

One of the great words of the English language, fungibility means that something is replaceable. What’s fungible and what’s not? If I give you a tenner, that note is fungible with 10 £1 coins or two fivers. If I am … Continue reading →

Posted in CDC, Fungible | Tagged , , , , , , , , , , , , | 1 Comment