Tag Archives: CDC

The FCA – less messing about – more action

In 2024 it announced 41 enforcement actions, and in the 2025 calendar year there were 33, both above its historic annual average of between 20 and 25. “We are conducting fewer investigations, faster,” Therese Chambers (one of two enforcement directors) … Continue reading

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The Dutch pension system is about to get even better, (so is ours)

The Dutch are enjoying the last day of their old system and from tomorrow will be transitioning to a new pension system. The new pension system will define the contributions workers will get at a rate agreed to buy pension … Continue reading

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Can Indian dairies show bosses how to make good business of pensions?

We are looking at the structures that could support the employers who would like to switch to UMES CDC and we are looking around the world for models that work. On December 2nd, the FCA opened it Mutual Unit which … Continue reading

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The “musts”, “should” and “need to” ; TPR’s CDC regs.

  We make a clear distinction between legal duties and our expectations within the draft code by using the word ‘must’ when referencing legal duties, and ‘should’ and ‘expect’ for our expectations. We use ‘need’ where the process is necessary … Continue reading

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Thanks to DWP a multi-employer CDC plan was made final this week.

I have been told by the DWP that the CDC Unconnected Multi-Employer (UMES) Regulations have been approved by both Houses of Parliament and were formally made (I.E. signed by the minister) yesterday and will come into effect at the end … Continue reading

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Innovators ; so much for yesterday – what of tomorrow?

I have reprinted the links to the video and slides from John Hamilton’s presentation yesterday. It is a mark of the interest the Stagecoach/Aberdeen (SASA) deal has had that the blogs surrounding John Hamilton’s appearance have had enormous interest. But … Continue reading

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Employers should co-operate for CDC pensions to work best.

Industrial and provident societies always have a mutual ownership structure. The term “Co-operatives” describes a wider movement of mutual enterprises, which includes all Cooperative Societies and Community Benefits Societies. However, not all co-operatives use these legal structures – many are … Continue reading

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David Pitt-Watson – Lord of CDC

David Pitt-Watson – Responsible Investment Expert. Co-founder and former CEO of the Equity Ownership Service and Focus Funds at Federated Hermes I know of nobody who has been so true to his belief that CDC can work for this country … Continue reading

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David Pitt-Watson – Lord of CDC

David Pitt-Watson – Responsible Investment Expert. Co-founder and former CEO of the Equity Ownership Service and Focus Funds at Federated Hermes I know of nobody who has been so true to his belief that CDC can work for this country … Continue reading

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Torsten – have a word with Nausicaa about how your pension is invested!

The story of how the MP’s DB pension is even less invested in UK growth stocks than the average private sector UK pension has been knocking around a few days and I’ve been trying to stay out of its way … Continue reading

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