Tag Archives: CDC

Come and debate the future of DC with the Prospect union.

Posted on July 18, 2026 by henry tapper

We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading →

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So how do we manage if the value of our house isn’t going up?

Posted on July 17, 2026 by henry tapper

I will start with a post and article from the very good Times stalwart David Byers In the old days, your suspicion that your future pension wasn’t what it ought to be wasn’t a major worry. The house would help … Continue reading →

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How do unions feel about CDC?

Posted on July 17, 2026 by henry tapper

What we were used to – no longer available to  workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading →

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Can CDC Fix the Income Retirement Gap? Church of England’s John Ball says it can.

Posted on July 16, 2026 by henry tapper

It’s interesting to hear from John Ball, the CEO of the Church of England Pensions Board I have been hearing over the past few years about the Church’s intention to launch a CDC plan on a non-commercial basis. John mentions … Continue reading →

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USS, its surplus, its increases and its DC scheme

Posted on July 16, 2026 by henry tapper

It was only 8 years ago that the employer view was that USS could not stay open as it was too great a debt upon employers paying into it. There was a strike, an effort was made and despite not … Continue reading →

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7/10 for the new DB pension timeline

Posted on July 15, 2026 by henry tapper

To be frank, this is a disappointing timeline for Superfunds that will mean that the DWP regulations and TPR code will not come into force till well over ten years that superfunds were announced by  the then Pensions Minister Guy … Continue reading →

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Risk Transfer in decline as Pension Schemes find “risk” is “growth”.

Posted on July 15, 2026 by henry tapper

The numbers predicted by Standard Life for insurers taking on DB assets and liabilities are well down on estimates at the beginning of this year. Trustees are seeing risk as growth and questioning further de-risking. There will come a time … Continue reading →

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DWP find that like Andy Haldane, we can’t make “the remotest sense of pensions”.

Posted on July 14, 2026 by henry tapper

My conclusion from reading Corporate Advisers report on DWP’s latest research is that the happiest of retiring savers today  are being paid a defined benefit. The happiest in future will come from those  who are on their way  to a … Continue reading →

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Pensions deferred for workplace DC schemes ; CDC exempted!

Posted on July 14, 2026 by henry tapper

There are a range of headlines  about what the changes of the timeline to the Pension Schemes Act Timeline and what surrounds it. For the asset managers and those who manage commercial workplace pensions it is about “scale” and what … Continue reading →

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31/07- a happy day for pensions , for Jo Cumbo and for fans of Nick Cave!

Posted on July 11, 2026 by henry tapper

A Friday in July three weeks away sees the end of two things that I’ll celebrate by going to Brighton. Here are the two things The wait for the chance to get authorised for UMES CDC ends! The wait for … Continue reading →

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