Tag Archives: CDC

Is AI a problem for compliance or an aid?

  Ritesh Singhania is an old friend having been a founder of both AgeWage and ClearGlass. He has now set up a third company – Zango. For a third time he is asking the right questions It seems to me … Continue reading

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A CDC Superfund? David Fair’s “end-game” is confusing.

I am confused by this paper from David Fairs. Is it really a  personal submission or will it be read as an LCP report? You can download this epic idea here . Or you can read LCP’s briefing to those … Continue reading

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The pension industry will leave it till 2029 , hoping CDC fails

In focus: Green light for retirement-only CDC Minister for pensions Torsten Bell says: “Too often people approaching retirement are left navigating complex choices and shoulder risks they shouldn’t have to face alone. By expanding CDC to more employers and consulting … Continue reading

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A run through of pensions in the UK; for those who are confused!

This is not a blog about state pensions or the pensions paid to people in the public sector like the NHS and Teachers, it’s for all the people who depend on the private sector though many people currently  in public … Continue reading

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Britain needs LGPS’ Pools of excellence to turn pots to pensions!

Steve Simkins is a smart actuary who works for Isio but thinks for us all and in this post he asks some questions that I have been asking in my head and asked at a recent Conference mainly delegated by … Continue reading

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SPP on the CDC pension we should get when buying in at retirement

The SPP are the first of the big trade bodies to publish their submission to the Retirement  CDC consultation that started on 22nd October with a pow-wow at Aon , much referenced on this blog. It has gone on for … Continue reading

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An AI bubble popping? The FT expect one, I want a pension not a pot!

Not one but two pension journalists pick up the cudgels and go for Artificial Intelligence as a bubble to blow up. This of course matters to most British savers who are invested in the USA, in the 7 mega stocks … Continue reading

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Stop the politics, we have pension testing in 2026, delivery in 27.

Politics and political news to stop please! It is the first morning of the winter and of advent, it is the day of a memorial for Chris Sier, it is a morning to think boldly of the future, of 2026 … Continue reading

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We shouldn’t have deficits , we shouldn’t have surpluses – we won’t with CDC!

The headline run by the FT out of the maligned OBR’s report on pension is that only £2.2bn of the £160bn surplus capital in UK DB pensions is going to be drawn down by companies from the occupational pensions they … Continue reading

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Increase your staff pension payments by 50%? No thanks. Increase pensions by 60%? Yes please!

Sounds stupid, but it is what CDC is promising. From 2027, employers can ditch their DC workplace pensions for CDC workplace pensions with the promise of 60% pensions at retirement for the same “pain” while an employee’s at work. Employers … Continue reading

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