Tag Archives: Bluesky

What if your pension pot is invested in private equity?

The truth is most of us have no way of answering this question. We have no idea what our pension pots are invested in and it might surprise you to know that many of the default managed by master trusts … Continue reading

Posted in auto-enrolment, pensions | Tagged , , , , , , | 3 Comments

Stop scamming – by giving people better choice.

I’m a fan of Government intervening to stop scamming. It’s good that the FT on.ft.com/2P1VT5c  and BBC are reporting “SCAMSMART” the FCA’s new initiative to stop scamming. But this intervention has to be accompanied by positive action from the private sector. People … Continue reading

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Pensions need trust not more blue-sky concepts.

I’ve  received a request from a journalist I’m working on a programme about pensions that needs to be ‘blue sky’, conceptual and not mention the word pension I’m familiar with this kind of thing. There’s a view in the world … Continue reading

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From source to sea – the consolidation of master trusts

  As part of some work for one of our intermediaries, I’ve been asked to make sense of the smaller master trusts and give a view on which of them are likely to be around in their current form in … Continue reading

Posted in pensions | Tagged , , , , , , , , , | 12 Comments

No learning without doing!

NOTHING that’s precisely how much it will cost you to get an excellent pension plan at less than half the cost of a stakeholder pension. Continue reading

Posted in auto-enrolment, pension playpen, pensions | Tagged , , , , , , , | 17 Comments

The Regulator’s right to be cautious about mastertrusts

Over the past two years we’ve seen a number of multi-employer occupational schemes spruced up for auto-enrolment. We’ve seen a number of insurers and asset managers set up as the providers of master trusts. We’ve had a few financial advisers … Continue reading

Posted in actuaries, annuity, auto-enrolment, club pension, dc pensions, governance, NEST, Payroll, pensions | Tagged , , , , , , , | 9 Comments