Monthly Archives: September 2019

“Back to front” nearly gave me a criminal record!

Posted on September 16, 2019 by henry tapper

  Travelling to Peterborough yesterday I opted for the cheapest option – a second class Govia ThameLink SuperSaver fare (excluding LNER). As I was working, I asked the guard on Kings Cross platform 6 whether I could do a weekend … Continue reading →

Posted in pensions | 1 Comment

#PAD19 – We have no right to be right

Posted on September 16, 2019 by henry tapper

No sooner than I’d written my blog on Pension Awareness Day, than it was challenged by Paul Lewis. Awareness is neither here nor there. Paying in loads and getting a huge subsidy from other less fortunate taxpayers is the key … Continue reading →

Posted in advice gap, age wage, pensions | 3 Comments

Pensions – Awareness is all!

Posted on September 15, 2019 by henry tapper

Welcome to September 15th – Pension Awareness Day. I’m travelling up to Peterborough to join Jonathan Bland, Biggsy and other geeks who have been travelling around the country this past week, bigging up pensions. The Pension Geeks are a well … Continue reading →

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The financing of DC

Posted on September 14, 2019 by henry tapper

As anticipated (in blogging), yesterday’s article on CDC attracted some vitriol, not just from my friend Con Keating, but from the inter-web of things. The idea that a #cdc plan could smooth outcones by borrowing is a load of #bollocks … Continue reading →

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“Introducing Collective Defined Contribution (CDC) pension schemes in the UK” – CDC roundtables in Brighton and Manchester

Posted on September 13, 2019 by henry tapper

This invitation came to me from the PMI (thanks Tim Middleton) and I imagine that many people who live in Brighton of Manchester might like to go to one of these meetings, if so – as they are public and … Continue reading →

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“CDC could solve freedoms issue”-Boulding

Posted on September 13, 2019 by henry tapper

Scanning the depressing progression of fake news on my linked in timeline, my eye was caught by a very odd post indeed. There’s a lot going on here and I decided to probe the link to what Adrian is saying.  … Continue reading →

Posted in actuaries, age wage, CDC, pensions | Tagged , , , , , , | 2 Comments

Annuities – don’t knock ’em!

Posted on September 12, 2019 by henry tapper

Unwelcome news for anyone looking to turn their pension pot into a secure retirement income. Rates are down due to low bond yields but also because there’s less competition in the market, following the #pensionfreedoms. https://t.co/NWAqReWjMi — Josephine Cumbo (@JosephineCumbo) … Continue reading →

Posted in annuity, pensions | Tagged , , , | 4 Comments

A proper discussion on how long we live

Posted on September 11, 2019 by henry tapper

The Long and Short of Life Expectancy – – @bbcradio4 complete with ⁦@RedActuary⁩ https://t.co/4SBQLWe2e1 — alan chaplin (@achaplin71) September 11, 2019 This is such a good discussion on how we measure life expectancy that I don’t want to spoil it … Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , | 3 Comments

My digital identity crisis!

Posted on September 11, 2019 by henry tapper

  Last week the Law Commission confirmed that people did not need to use a wet signature to sign a contract or request information. So long as they could identify themselves electronically, they could ratify decisions , get data – … Continue reading →

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5 good reasons we have SJP

Posted on September 10, 2019 by henry tapper

As readers of the Times know,  James Coney has been exposing St James’s Place as a high pressure sales outfit that rewards its “advisers” with diamond cufflinks, overseas conventions and a lot of money for bringing client’s money under SJP … Continue reading →

Posted in advice gap, pensions | Tagged , , , , , | 8 Comments