Monthly Archives: October 2018
Play “Stick or twist” in the workplace pension lottery!
If you changed jobs, would you prefer to stick with your current workplace pension or join your new employer’s scheme (leaving a little pot behind you)? It’s a tough choice, and the more you think about it, the tougher … Continue reading
Posted in auto-enrolment, pensions
Tagged AE, Australia, auto-enrolement, Clearing, payoll, pension, pensions, stick, twist
3 Comments
Why would management fees be any cheaper for #cdc than DC?
It’s a question posed by John Ralfe- to me – on twitter. It’s a serious question and one that Jeremy Cooper, doyen of the Australian Super system is clearly interested in too. The question cannot be simply answered with reference … Continue reading
Posted in alvin hall, CDC, pensions
Tagged annuity, Blake, CDC, Financial economics, Newton, pensions, Tontine
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Other ways of doing CDC
It’s great when you wake up – turn on your phone and get a really great couple of messages! This is what happened this morning to me Last night John Ralfe had been asking me where I felt CDC … Continue reading
Posted in CDC, pensions
Tagged actuaries, Australia, CDC, Falco Calkenberg, Holland, Jeremy Cooper, John Ralfe, pension, pensions
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How many times must I tell you?
26 That’s how many times people needed to be told something according to the presentation of a very bright lady who worked at Which and spoke at the Quietroom communications day two weeks ago. I am in the midst of … Continue reading
Posted in pensions
2 Comments
Schools staring into a pension “abyss”
Contrary to indications that the Teachers’ Pension Scheme (TPS) employer contributions for 2019-20 would be set at 19.1%, schools have now been told that the figure from September 2019 will be 23.6%. The Teachers Pension Scheme, along with all … Continue reading
Posted in accountants, pensions
Tagged GAD, HMT, Local Government, pensions, schools, Teachers, Teachers Pension Scheme, TPS, Treasury, USS
9 Comments
The human cost of marking our pensions to the market
The debate at the CSFI mid week between Norma Cohen and John Ralfe on one side and Jon Spain and Dennis Leech on the other – seems to have focussed on the economics of pensions. I’d like to widen … Continue reading
Posted in dc pensions, pensions, Pensions Regulator, Popcorn Pensions, workplace pensions
Tagged CDC, CSFI, DB, dc, John Ralfe, Mark to Market, Norma Cohen, pensions
1 Comment