Tag Archives: pensions

Small DB schemes – LDI’s unconsidered victims

Posted on November 24, 2022 by henry tapper

  The PLSA has around 1400 members, give or take the odd  DC master trust, the vast majority run DB pension schemes. You can find who they are if you purchase the PLSA database The industry bible “Pension Fund and … Continue reading →

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Out from the eye of the storm

Posted on October 12, 2022 by henry tapper

Predictably, the PLSA called upon the Bank of England to provide ongoing support for the pension funds which had either directly or through pooled funds, geared up their bond exposure through “borrowing”. “Borrowing” is what the Bank of England thinks … Continue reading →

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Sam Marsh’s response to TPR’s DB Funding Code

Posted on September 4, 2020 by henry tapper

Sam Marsh is a lecturer and branch president of the Sheffield UCU. He has responded on his own behalf to TPR’s consultation. Continue reading →

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Ros Altmann’s response to TPR’s DB funding code consultation.

Posted on September 3, 2020 by henry tapper

I have asked for responses to the Pension Regulator’s consultation questions and Ros Altmann has obliged. As a member of the House of Lords and former Pension Minister, I hope Ros’ replies will be of particular interest Continue reading →

Posted in accountants, actuaries, pensions, Pensions Regulator | Tagged , , , , , , | 1 Comment

BONFIRE. Keating and Clacher conclude their articles on the DB funding code

Posted on September 1, 2020 by henry tapper

We began this series of blogs and articles with a call for a bonfire of regulation; at the very least we should start with this proposed Funding Code. Continue reading →

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Why your pension records – like your medicals – should be yours by right

Posted on August 28, 2020 by henry tapper

This blog sets out for the first time a fundamental right of the retirement saver, a right to see their pension record in a digitally readable format. Continue reading →

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Changing the way our pensions work

Posted on August 27, 2020 by henry tapper

I expect that those few remaining trustees and members of IGCs and GAAs who are in denial of the value of ESG, will – in the face of the forthcoming Act and the detail within the consultation, step down. Continue reading →

Posted in age wage, DWP, ESG, pensions | Tagged , , , , , , | 9 Comments

Pension scams reported at just £10m a year?

Posted on August 26, 2020 by henry tapper

The truth is that the FCA do not have a number for the amount that leaks out of the system through dodgy advice.  The resources at their disposal to stop scamming are so small that they cannot even report on the proper size of the problem. Continue reading →

Posted in advice gap, age wage, Blogging, pensions | Tagged , , , , | 4 Comments

Open and shut conversations on pensions

Posted on August 25, 2020 by henry tapper

For pensioners, pensions are very much open. We need to think more about how these DB pensioners are treated and start thinking of their needs for understanding and for financial services. Continue reading →

Posted in age wage, BSPS, pensions, Public sector pensions | Tagged , | 2 Comments

Clacher and Keating blog “Bowles to the Regulator”.

Posted on August 24, 2020 by henry tapper

We have received and responded to over one hundred questions, comments and criticisms arising from them. Not one has come from the Pensions Regulator. We have no evidence that the Regulator is listening to us or anyone else. Constructive engagement requires constructive listening, not selective hearing. Continue reading →

Posted in actuaries, advice gap, pensions | Tagged , , , , , , , | 8 Comments