Monthly Archives: July 2026

Come and debate the future of DC with the Prospect union.

Posted on July 18, 2026 by henry tapper

We will discuss how unions are getting to grips with CDC as a way forward to what are currently DC workplace pensions. The event is at 10.30 am on Tuesday 21st July. You can get into the meeting on this … Continue reading →

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Triple Lock Revisited : Approximate Costs over 15 Years From 2024/5 -Jon Spain

Posted on July 18, 2026 by henry tapper

Revisited : Approximate Costs Over 15 Years From 2024/25   Outline understanding large numbers triple lock background major UK state expenditure 2024/25 UK state pension pensioner population triple lock definition wages growth prices growth random numbers used results conclusions Understanding … Continue reading →

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Why the Aberdeen-Stagecoach Transaction Does Not Threaten Bulk Annuities – Gordon Aitken

Posted on July 18, 2026 by henry tapper

A Different Direction: Why the Aberdeen-Stagecoach Transaction Does Not Threaten Bulk Annuities Understanding the mechanics behind the deal and why it does not change the endgame landscape Gordon Aitken Dec 10, 2025 Note: These are my personal views and do … Continue reading →

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“We’re getting older and we’re working better” – say us over fifties!

Posted on July 18, 2026 by henry tapper

During the hottest day ever in June, I spoke to a group of pension accountants about what the future of pensions would be to those looking forward to one. This was before the announcement last week that the state pension … Continue reading →

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Is what Moneysupermarket’s unveiling this weekend – a benchmark for tomorrow’s SIPP?

Posted on July 18, 2026 by henry tapper

The platforms DC saving offer us are quite different from what a google search for UK investment services offers. Talking to my son I realised that that he and his friends are investing  using trading apps and platforms that I … Continue reading →

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The Treasury has opened up new seams of fees for pension advisers and consultants.

Posted on July 17, 2026 by henry tapper

I’m sorry Jason, I don’t think your observation is any more valid than the money in the photo, it may be money but no one else observes it. Here’s what benefit consultants have got on their mind For decades savers … Continue reading →

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Demand from long-dated gilts from pensions is drying up.

Posted on July 17, 2026 by henry tapper

This Friday blockbuster from Daire MacFadden and Ian Smith in London, dominates the digital front page of the FT. We in pensions know why we don’t need so many long term gilts. It’s partly that the liabilities of DB schemes decrease as … Continue reading →

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So how do we manage if the value of our house isn’t going up?

Posted on July 17, 2026 by henry tapper

I will start with a post and article from the very good Times stalwart David Byers In the old days, your suspicion that your future pension wasn’t what it ought to be wasn’t a major worry. The house would help … Continue reading →

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How do unions feel about CDC?

Posted on July 17, 2026 by henry tapper

What we were used to – no longer available to  workers in the private sector Since the collapse of Defined Benefit pensions first for new joiners and soon after for further accrual by those already members, the unions have fallen … Continue reading →

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£2tr of our assets waiting to finance New Towns? Why turn long-term investors away?

Posted on July 17, 2026 by henry tapper

Why the Government’s New Towns strategy is likely to fail As the Government advances its New Towns agenda, Thomas Aubrey makes the case for reviving proven bond-based financing models to unlock large-scale housing and growth without straining public finances.  Tom … Continue reading →

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