Monthly Archives: August 2024

“Here at last or here too late”, David Fairs on the DB Funding code 10.30 this morning

Click this link to join David Fairs and the Pension PlayPen on Tuesday For such a decent, mild-mannered and well- qualified individual, David Fairs is an unusually controversial character. As a KPMG partner he worked on innovative and cutting-edge pension … Continue reading →

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Rehearsing complexity is madness; pension innovation is simple.

The master trusts and large occupational DC schemes that manage our retirement savings have been told to get on with becoming “full pension schemes” , echoing the Australian regulator in demanding these behemoths meet the needs of savers every step … Continue reading →

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Aussie regulator lashes out at dilatory Supers – we need her over here!

In this speech , the Australian pensions regulator goes on to tell her audience  two years on from the implementation of the Retirement Income Covenant, we are still having the same conversations. Equally, we’re still seeing a lack of urgency … Continue reading →

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Wtf do we mean by “retirement choice architecture?”

  This week I will be focussing my work and blogs on ways we can help people to get what they want from their retirement pot. I’m not focussing on those who take advice but on the vast majority of … Continue reading →

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The time to do it is now

It is that time of the year when  an excuse for doing nothing is easiest. “Let’s wait until so and so gets back” is the happy refrain to the difficult decision which should have been taken before so and so … Continue reading →

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Are IFAs overserved?

I read that Standard Life has pulled back from providing a fresh platform for IFAs after a review concluded the traditional provider platform space is ‘very well served’. Independent financial advisers are served through software that offers them a load of … Continue reading →

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Are these spotted dogs a scandal?

This is an absolute scandal. And these firms charge their customers highly for losing them money compared with a simple cheap tracker fund. https://t.co/Y6izhOlTR0 — Paul Lewis (@paullewismoney) August 17, 2024 Paul says it is, Robin says it is, Dave … Continue reading →

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Managing your death online

This is Jonathan Clements, he is facing death from cancer. He is managing his social media accounts so that we are in no doubt that this is front and centre of his thinking. He was at school with me, a … Continue reading →

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Putting the FIS back into pension schemes

  This is a blog inspired by a snip from First Actuarial’s briefing to trustees and sponsors of their DB clients. For many years trustees have had to focus on a prudent funding plan based on the scheme valuation at … Continue reading →

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The Taylor Swift I didn’t see

I know nothing about Taylor Swift. I don’t know her songs, or how she sings them . I have no interest in them either – if you are looking for a review of her London shows this week, turn the … Continue reading →

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