Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Majority of clubs on edge of 'financial disaster' - regulator https://www.bbc.co.uk/sport/football/articles/c6vgx70pzq1jo The regulator says 60% of clubs do not have…
Yawn. Yet another survey of a small sample of pension scheme members, 40 pages in length. I wish instead they'd…
I agree. Pensions UK seems to be dominated by those who wish to extract profit from other people's pension contributions.…
Monthly Archives: August 2024
Buying pension a fiver at a time
I intended when I started out this morning to explore how we can provide pensions from very small pots, but I got waylaid by tax matters and the stress people put themselves under at retirement. One of the people who’d … Continue reading
Should I grab my tax free cash before the Chancellor does?
Conventional wisdom suggests that when we get to retirement, we consolidate our small pots into one big pot and then spend the money with the help of an adviser of an investment pathway. Along the way , we take all … Continue reading
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Pensions should de-stress not dist-ress us when we retire!
I said this was a week when I was thinking about choices, retirement choices and something which the pensions industry (like no-0ne else) calls “choice architecture”. I have previously described the period when you move from the relative calm of … Continue reading
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Can Arun’s SeLFIES solve the small pot-to-pension problem?
There are millions of people in this country with pension pots that are too small to convert to an annuity (or Pension SuperHaven) , that are impractical for drawdown but which people want to use to add to their state … Continue reading
Tim Cox’s Requiem Mass
Tim Cox was a very good pensions lawyer and a remarkable man. He lived for 53 of his 63 years with cancer. In the intervening 50 years , while he was under threat for his life he achieved a … Continue reading
Scottish Widows IGC reports – all customers are equal but …
Scottish Widows has published its IGC report. It was sent me by the IGC chair Anna Bradley (thanks) , it seems that otherwise, it might have escaped all attention , which is a shame. The Scottish Widows IGC looks after … Continue reading
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Pension SuperHaven’s best price promise
I have long been a fan of Retirement Line , Britain’s foremost independent annuity broker that operates from the outskirts of Peterborough and sets consistent standards for annuity brokers that have made them trusted , not by their customers, but … Continue reading
Churchill and the Vanguard IGC set the standard for 2024 Chair reports
Vanguard’s IGC, led by Lawrence Churchill became the first to publish its report for 2023 last month, it leads the pack by a margin and the IGC should be congratulated for producing information in a timely fashion. If AI can … Continue reading
Fairs calls many covenant assessments a waste of money
It’s useful to hear David Fairs look back on the gestation and progress of the DB funding code, I nearly said “his” funding code, but he reminded us when he opened up that he has moved on. So what did … Continue reading
NOW worry about the cost of the VFM Framework – I’m not surprised!
Lizzie Holliday worries that the cost of measuring value for money might outweigh its value. If I were Lizzie I’d keep my head down and look for a better job. Lizzie works for NOW pensions and I wonder if the cost … Continue reading
Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…