Couldn't agree with you more, Henry. The unthinking suggestion that the need to improve the adequacy of retirement income results…
At the EPFIF Trustee Circle last week, a speaker from a leading investment manager talked about the "gamblification" of the…
I've got six old workplace pots scattered around and honestly the admin of merging them has put me off for…
Merawat wajah tidak cukup hanya dengan memilih satu produk skincare. Setiap tahapan memiliki fungsi yang berbeda, mulai dari membersihkan kulit,…
Tag Archives: VFM
Damian Stancombe – feeling good about winding down
I struggle to pin down what make Damian Stancombe such an engaging character. He has become a pensions celebrity without ever pinning his colours to any particular mast and it’s hard to work out what exactly he does. In his … Continue reading
Should VFM top the company’s pension risk register?
I sat in on a discussion yesterday between FCA/TPR/DWP and a number of large corporates that offer DC workplace pensions to their staff. Under the Chatham House rule I can report what was said but not who said it. … Continue reading
FCA get tune into the value of fund management and seek better reception.
Active fund management fees are falling. That’s what we learn from reading the FCA’s latest pronouncement on value assessments. That tells me that the market is competitive , it does not tell me that extra value is being created. … Continue reading
“Helping savers understand their pension choices” My Blueprint for Trustees.
I’m using these cold and wet weekends we’re having, not to sit alone on my boat but to write to Government my thoughts on some of their papers that come out of the Mansion House Reforms. The one I … Continue reading
Is that all there is? Nico and Darren see the Government run out of energy over VFM
In this podcast, Darren and Nico finally run out of guests, energy and time. A listener asks them to keep the pod to an hour- it runs to 63 minutes. I reckon there is no more than 10 minutes … Continue reading
“I am an actuary” – Boulding’s shock admission on VFM Pod 27
Yes – the great man does say it – in response to a genuine inquiry from Darren Philp. Are you an actuary Adrian? There could be no greater compliment to Adrian that he speaks the language and thinks the thoughts … Continue reading
Public sector workers deserve better VFM from pension payments !
The LGPS is the poster child for funded British pensions right now. The Government is urging them to go further, faster into private market investments calling for a further £24bn of its funds to be invested in productive capital … Continue reading
The decumulation only CDC SCHEME is a non-starter, savers with pots need CDC FUNDS.
Our intention is that the framework should accommodate schemes providing benefits to unconnected multi-employer schemes and Master Trusts, and to explore how best to provide for schemes offering CDC decumulation products CDC is an example of how far the DWP … Continue reading
Nathan Long – Financial resilience
This is the 26th VFM podcast and my 26th blog (27th if you include my apology to Nico for being rude about him). But it’s the first when Nico has had a proper job, I think he’s in charge of … Continue reading
A Treasury pension intervention that’s not about tax
No wonder Laura Trott has been quiet on private pension reform lately, she has a megaphone rather better than Big Zuu A central plank of the reforms that will be unveiled tonight by Jeremy Hunt will be the VFM Framework … Continue reading
As I have mentioned in past posts, median tenure of American workers has been less than 5 years for the…