I think the Mineworker's surplus distribution is probably going to prove one of the most significant announcements in the budget.…
There are problems with swapping pots for pensions when you are running your CDC plan the way that Royal Mail's…
https://rmcollectiveplan.com/other-pensions "Currently, you are not able to transfer other pensions into the Collective Plan. If this changes in the future,…
Oops! Sorry about the duplicate. When I hit "send" the first time, it came back with "get lost, too many…
Tag Archives: VFM
Why IGC reports are more relevant than ever this year.
History Since Independent Governance Committees (IGCs) started in 2016, I have been reading their Annual Reports and commenting on thiem. I look at how effective they have been , the credibility of their assessment of value for money and I … Continue reading
How should our pensions value unlisted equities?
I was shocked when I read that many of the valuations of private equity funds are carried out by employees of the funds. I am pleased to hear that the FCA are looking into this practice and I hope that … Continue reading
Simon Chrystal’s views on value for money
Simon Chrystal is Nico and Darren’s guest this week to talk about value for money. This episode is not really about the value of pensions as the value of advice. Simon Chrystal is keen talk about his work and … Continue reading
Why my new policy is not to rely on pension policy!
A lot of what we have been discussing with regards pensions this year has been “policy dependent”. We need Government to adopt a policy and then legislate for it and we hope that some of the good ideas that the … Continue reading
Damian Stancombe – feeling good about winding down
I struggle to pin down what make Damian Stancombe such an engaging character. He has become a pensions celebrity without ever pinning his colours to any particular mast and it’s hard to work out what exactly he does. In his … Continue reading
Should VFM top the company’s pension risk register?
I sat in on a discussion yesterday between FCA/TPR/DWP and a number of large corporates that offer DC workplace pensions to their staff. Under the Chatham House rule I can report what was said but not who said it. … Continue reading
FCA get tune into the value of fund management and seek better reception.
Active fund management fees are falling. That’s what we learn from reading the FCA’s latest pronouncement on value assessments. That tells me that the market is competitive , it does not tell me that extra value is being created. … Continue reading
“Helping savers understand their pension choices” My Blueprint for Trustees.
I’m using these cold and wet weekends we’re having, not to sit alone on my boat but to write to Government my thoughts on some of their papers that come out of the Mansion House Reforms. The one I … Continue reading
Is that all there is? Nico and Darren see the Government run out of energy over VFM
In this podcast, Darren and Nico finally run out of guests, energy and time. A listener asks them to keep the pod to an hour- it runs to 63 minutes. I reckon there is no more than 10 minutes … Continue reading
“I am an actuary” – Boulding’s shock admission on VFM Pod 27
Yes – the great man does say it – in response to a genuine inquiry from Darren Philp. Are you an actuary Adrian? There could be no greater compliment to Adrian that he speaks the language and thinks the thoughts … Continue reading
With no mines left - who's there to pay out this surplus to than the former mineworkers. I wonder if…