This blogs itself whether mineworkers have had many breaks over the last 100 years and concludes that they haven't. So…
The answer to the groundhopping nerd's question at the end of that blog may be Hadley FC, but it's moot…
The discussion about housing and making better use of available space raises an interesting point: not everyone needs a large…
One of the biggest challenges in elderly care is making sure people receive support that reflects their individual needs, rather…
Tag Archives: VFM
Public sector workers deserve better VFM from pension payments !
The LGPS is the poster child for funded British pensions right now. The Government is urging them to go further, faster into private market investments calling for a further £24bn of its funds to be invested in productive capital … Continue reading
The decumulation only CDC SCHEME is a non-starter, savers with pots need CDC FUNDS.
Our intention is that the framework should accommodate schemes providing benefits to unconnected multi-employer schemes and Master Trusts, and to explore how best to provide for schemes offering CDC decumulation products CDC is an example of how far the DWP … Continue reading
Nathan Long – Financial resilience
This is the 26th VFM podcast and my 26th blog (27th if you include my apology to Nico for being rude about him). But it’s the first when Nico has had a proper job, I think he’s in charge of … Continue reading
A Treasury pension intervention that’s not about tax
No wonder Laura Trott has been quiet on private pension reform lately, she has a megaphone rather better than Big Zuu A central plank of the reforms that will be unveiled tonight by Jeremy Hunt will be the VFM Framework … Continue reading
Matthea Pauc’s “re-educating earthlings” – how do we respond?
For the first time in 25 episodes, Darren and Nico introduced me to someone I not only didn’t know, but had never heard of! Mattea Pauc, founder of Re-educating Earthlings and author of books such as “Will Mr Sloth save … Continue reading
DWP must learn from the abject failure of TPR’s VFM reporting.
Our survey shows too many DC schemes fail to meet our expectations on assessing value. The proposed value-for-money framework will increase market transparency, so trustees need to evaluate if they can compete with the best on offering value for money: … Continue reading
Courage in your conviction – Ian McQuade on VFM
Ian is a rock – he is a touchstone for the pensions industry, if you want to know what it is thinking ask what he is thinking. This is what Nico and Darren do in their 24th podcast on VFM. … Continue reading
Pension member engagement – what is it and why does it matter?
I don’t write much about the importance of members engaging with their pension pots, mainly because it has become a topic perverted by providers more interested in frightening savers into contributing more than they can afford (and sometimes need) … Continue reading
Robert Holford – VFM as an economics tool
Thanks to Robert Holford for picking up on the DWP’s recent statement that the VFM Framework is going to involve the employer. Quoting my blog to Nico and Darren is a great way to get a discussion going and the … Continue reading
DWP latest ; employers will be assessing pensions VFM.
In a move that will surprise up to a million and a half employers , it looks like assessing its chosen workplace pension will become part of the employer’s duties. Answering my question at a session of the PLSA’s 2023 … Continue reading
That raises the wider question as to whether pension scheme surpluses should be "localised". Should TPR with it statutory duty…