I think the Mineworker's surplus distribution is probably going to prove one of the most significant announcements in the budget.…
There are problems with swapping pots for pensions when you are running your CDC plan the way that Royal Mail's…
https://rmcollectiveplan.com/other-pensions "Currently, you are not able to transfer other pensions into the Collective Plan. If this changes in the future,…
Oops! Sorry about the duplicate. When I hit "send" the first time, it came back with "get lost, too many…
Tag Archives: VFM
From girlie-swot to governor – Sally Bridgeland’s podcast.
I admit to being a little intimidated by Sally Bridgeland whose presence is as impressive as her intellect. Credit to Darren and Nico for creating this podcast. The second half of Sally Bridgeland’s podcast with Nico and Darren is … Continue reading
One word for schools, one word for pension schemes
The single word Ofsted judgment The public loves it, education hates it, the one word that describes the state of the school our children go to, is how we measure education matters in a busy world. The system of one-word … Continue reading
Investment beliefs – Steely Dan and my Pretzel Logic
A pessimist looks at the UK and European markets and considers America expensive while the optimist calls the UK and Europe cheap. This Monday morning Robert Armstrong tries to steer a middle course suggesting that value for money is in … Continue reading
A sensible outcome to the General Levy Consultation
There are two ways to react to the Government’s u-turn on their “option 3” proposal for the General Levy. Option 3- aka “the nuclear option ” would have seen small occupational schemes having to stump up an extra £10,000 in … Continue reading
Nick Sherry and pension realpolitik
Nick Sherry, the Tasmanian Devil of Australian pensions is back in the UK and – courtesy of David Harris – finds his way to Darren and Nico’s VFM podcast. Pot for life? This post is picking up on a couple … Continue reading
Communications that get things done
Carol Young’s concept of “consumer grade” experience has immediately attracted the attention of those entrusted to assess VFM – the comments on this post include one from Fidelity’s IGC and Trustee Chair – Kim Nash. This is the key insight. … Continue reading
Important amends to my Aviva IGC report.
This report has two important amends from that originally published. In their 2022 report, the Aviva IGC did indeed conclude that members not protected by the AE charge cap, and paying in excess of 0.75% a year in charges, were … Continue reading
Why did schemes pay those crazy transfer values?
The advisers have left the house, some have seen their businesses grow as they responsibly advised clients on taking sky-high transfer values, some are struggling with insurers and the FIS to keep their business afloat – as claims arise. Some … Continue reading
Important amends to my Aviva IGC report.
This report has two important amends from that originally published. In their 2022 report, the Aviva IGC did indeed conclude that members not protected by the AE charge cap, and paying in excess of 0.75% a year in charges, were … Continue reading
Benchmarking workplace pensions is not just for marketing!
Helen Ball has produced a superb article on benchmarking the workplace pension we are in against those of our neighbours. She starts like Jane Austen with a “universal truth – generally acknowledged”. We are all nosey and love to know … Continue reading
Posted in pensions
Tagged benchmarking, corporate adviser, Helen Ball, Ian Pittaway, Pensions, Sackers, VFM
Leave a comment
With no mines left - who's there to pay out this surplus to than the former mineworkers. I wonder if…