I am concerned that as asset owners we are preoccupied by capital allocation and the Government also appears pre-occupied with…
Thanks Henry
That £4 figure may be defensible as an illustration of the combined benefits of pension saving, employer contributions, tax relief…
I think the fundamental problem is not involving the employer in the retirement income consideration. Instead they are often seen…
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Monthly Archives: October 2025
Instaviduals? How you get Pension VFM out of geo political conferences. Indeed.
Sophie Baker, South Londoner and Crystal Palace fan (funny how there are suddenly so many of them right now) is on the VFM podcast. Sophie is a journalist for a mag I’ve never read but which runs a Linked In … Continue reading
Posted in pensions
Tagged Amsterday, Australia, dc, Geo political, Oebnsions, VFM, World Pension Summit
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Confusion over “pre-97 pension increases ” and workplace pensions to come.
I have received a message from Terry Monk which I understand is an update of the on-going saga about pre-97 pension increases. An update from the Pensions Action Group and the Pensions Bill regarding pre 97 paid for inflation protection … Continue reading
Posted in pensions
2 Comments
“Fear of risk has has ruined the prospect of a real pension” – Pullinger
Terry Pullinger and I are friends, frustrated by the failure of Government after Government to see policies over the line, content to make asset managers and insurers rich while millions of savers are left with pots and no pensions. Andy … Continue reading
Posted in pensions
3 Comments
Does CDC work like a DB or a DC pension plan? I don’t care!
Under current proposed timelines, multi-employer CDC schemes are expected to secure regulatory approval in 2026, with a view to accepting contributions from 2027. So we ought to be starting to think about what being in a CDC plan will feel like … Continue reading
Posted in age wage, dc pensions, pension playpen, pensions, Retirement
Tagged CDC, DB, dc, Fund, Funds, Pensions
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“Data will be a Game Changer”; Richard Smith
Data is a game changer – it’s changed my view of Lerwick in Shetland. I’d never thought of it in the same “wave” as St Helier in Jersey. Richard’s coming to our coffee morning to repeat his triumphal sessions over … Continue reading
Posted in actuaries, age wage, dc pensions, pension playpen, pensions
Tagged Dashboard, pension playpen, Pensions, Richard, Richard Smith
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Can India pay pension payments “cradle to grave?”. Can UK help and learn?
Half of AgeWage is in the UK, the other half in India. We speak every morning and will do this Friday, we bring everyone together to talk about pensions from east and west. Too much of our time is spent … Continue reading
Right, you ‘orrible lot…
Tony Watts’ notes arrive every morning and are refreshingly relevant! Here’s one from earlier the week, which I cherish. There’s a lot coming out of the insurers about how we feel when in retirement (this from Standard Life). But my … Continue reading
The consumer voice insists on being heard.
I went to a Transparency Taskforce event at the office of Hausfeld, to hear the voice of the Transparency Task Force and to honour Chris Sier, who helped TTF be founded in 2015 but who will be with us … Continue reading
Just How Serious Are the Growing Pains in the UK’s Bond Market?
Ian McKnight Ian’s little column: enjoy my blog on Pension Funds Online ; please do follow us for more cutting edge content at Cartwright Pension Trusts! Pension Funds Online pensionfundsonline.co.uk The UK economy is grappling with a sense of … Continue reading
The Pension Trust could run a Pension Superfund
You can read the press release from TPT about the £1bn launch being planned. I have worked with Edi Truell and know his intentions were to share returns from the Pension Superfund he wanted to launch with members. Sadly this … Continue reading
The LEL trigger for AE was brought in in 2012, to stop low earners having deductions from pay which ultimately…