Monthly Archives: October 2025

We don’t need austerity, we need to invest and grow

  Martin Woolf has produced an econium to growth and posted it in the FT. People care about their standard of living. Democracy is simply far stronger if it is possible for everybody to become better off. Growth provides that. … Continue reading →

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A principles-based approach to CDC – a blog from Shalin Bhagwan

Shalin Bhagwan I’d like to say thanks to Shalin. Like a lot of my friends, I have been pondering the difficulties that something so seeming- simple as Retirement CDC  can pose. Here we find the beginning of explanation that I … Continue reading →

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Workplace pensions – a bright star in a dark sky for Corporate Britain

It is a good time for LCP to launch a report that praises our corporate pensions. Yesterday we learned that an American Company has pulled a £4.6bn corporate pension plan in favour of an American assisted buy-in from L&G. Today’s … Continue reading →

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What should employers make of CDC? Your views welcome!

  We are hosting a discussion with I hope an audience ranging from bosses who decide on pensions to consultants who advise them – with a few like me who quite “fancy a little more as a pension”. We will meet … Continue reading →

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Patrick Bloomfield did not die for nothing- Smith and Miles – a tribute.

Patrick Bloomfield died two years ago, his legacy is strong, young and bold. Patrick Bloomfield inspired Jamie Smith and and Alexandra Miles to deliver a lecture and then a report. Now one half of the Smith/Miles combo appears on Darren … Continue reading →

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Ford – the “not so” British pension risk transfer.

  This article asks questions about about the transfer of Pension Risk to America. PRT stands for Pension Risk Transfer. Where there is risk there is profit as well as danger. The profit from transferring the assets of our private … Continue reading →

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Why Bell and Reeves are too right to risk us being wrong .

I have posted Jo Cumbo’s argument that we should not be mandating investment in UK private markets,- so it is fair to publicise the other side.  Will Hutton’s argument is that  pension trustees should think investing  in this country’s growth, … Continue reading →

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Jeremy Hunt would undo public pensions his Govt guaranteed till 2036

There are promises that must be kept, they include a triple lock payable for the duration of the current Government. What we forget was the review of public pensions in 2011 which promised to provide stability till 2036. Thank goodness … Continue reading →

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Blackmore Bond Holders will get FSCS claims paid – Carlier.

A background blog from 2022 is available here. How the FCA failed those sold Blackmore Bonds .  It took  strong campaigners to make a difference, congratulations who were strong and have. Paul Carlier is a strong advocate for transparency, fairness … Continue reading →

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Conservative economics cut pensions – Jeremy and Tom on one page!

I was chatting with Tom McPhail a few weeks back and he explained to me why the Conservatives  were the only party he could support. His argument was that they were the only party who  wanted fiscal fairness in society. … Continue reading →

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