Tag Archives: workplace Pensions

Do we need a secondary market for workplace pensions?

The auto-enrolment rules prescribe that if you run a company with workers you normally have to offer them the opportunity to join a workplace pension of your choosing, either on an opt-in but usually on an “opt-out” basis. As the … Continue reading

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LGPS shows Workplace DC a clean set of heels

LGPS – the benefits of maturity One of my aims for spending three days with the LGPS crew this week was to see what a fully functioning investment community intent on ESG and levelling up – looked like. I can … Continue reading

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DWP latest ; employers will be assessing pensions VFM.

In a move that will surprise up to  a million and a half employers , it looks like assessing its chosen workplace pension will become part of the employer’s duties. Answering my question at a session of the PLSA’s 2023 … Continue reading

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Will advisers refocus on workplace pensions?

Many advisers may regard the part they played in setting up workplace pensions prior to the Retail Distribution Review and the introduction of auto-enrolment as history. Then the adviser engaged directly with the saver , completing the onboarding and getting … Continue reading

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A day when the flat-earthers got a shock – a DC summit that lived up to its name.

As expected, the DG publishing’s DC Strategic Summit held in Liverpool Street , offered us a day well spent. Many thanks to the organizers, the sponsors and the speakers. As I have said in my feedback , it is hard … Continue reading

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Workplace pensions may outgrow insurance platforms. but when?

Nico Aspinall had a conversation with me at yesterday’s Pension PlayPen coffee morning at which  he likened occupational pensions to infants learning to ride a bike. The analogy was between walking with a life platform and cycling with a custody … Continue reading

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Let’s put workplace pension saving in perspective.

A sense of perspective needs to be applied to this headline in Professional Pensions. The Government backing the private members bill that extends auto-enrolment commits them to no more than they promised in 2017 and does not even commit them … Continue reading

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How would LDI funds stack up in a VFM framework?

  Slowly but surely what happened to LDI pooled funds in late September and early October  is beginning to emerge. Katie Martin of the FT has discovered that rather than declare a negative net asset value for a pooled fund, … Continue reading

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Equity Release is in its prime – funding retirement many ways.

How pensions are paid from our housing wealth If you get a pension paid by Legal & General, you are probably being paid in monthly charges against other people’s houses. The £400,000, your neighbour borrowed against their £2m property is, … Continue reading

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Dashboards will test quality of service – and value for members.

Thanks Paul McGlone for reminding the good people of Linked-in that “dashboard denial” is futile. He ends a pithy argument with an admission that while dashboards are coming , we don’t know quite when. Of course, none of that is … Continue reading

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