Tag Archives: Pensions

Lets see the challenging “CDC” collective pensions given some air!

A good article from Alex Levey and Professional Pensions which we at Pensions Mutual will discuss and take onboard Trustees should prepare for changes to governance and decision-making from collective defined contribution (CDC) arrangements, Zedra says. The pension service provider … Continue reading →

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Oh no! We’ve got Kwasi and Liz Truss’ biggest fan promoted to shadow Chancellor.

What is going on in the Conservative party?  They’ve gone and kicked out Mel Stride who is the last decent politician in an indecent party. Stride who Guy Opperman was pension minister to , throughout his time as SOS to … Continue reading →

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A German retirement saving system moves from insurance to investment

 

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TPR has done well to get rid of non-performing DC trust boards

I wrote this blog, early in 2013 when the idea of a multi-employer trust was still new and opposition to it strong. The Pensions Minister then (Steve Webb) was considering bringing in a charge cap to drive out rogue providers … Continue reading →

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“Investors must back Britain or lose their tax breaks”, says James Ashton

This is an article by Daily Mail business writer Ruth Sutherland about James Ashton and hit take on investment in the UK – pension investment in particular.  It come a couple of months before the budget and I hope is … Continue reading →

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Freehold vs Leasehold – there should not be a difference.

It is time that the Prime Minister was definitive about leasehold. This criticism of what his Government has done so far is accurate and painful for leaseholders to read. Despite the work of a few campaigners that include Lords of … Continue reading →

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Do we still consider defaulting to “cash-out” or “annuity-purchase” VFM?

Me and John Greenwood think alike – that  the definition of their value for money is the return they get on their DC pot. In an article last week he asked why some DC pension schemes are still defaulting members … Continue reading →

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What does Torsten think of the NEET numbers?

Yesterday , there was more information published on NEETS. A NEET, an acronym for “Not in Education, Employment, or Training“, is a person who is unemployed and not receiving an education or vocational training. The classification originated in the United Kingdom in the late 1990s Here is our … Continue reading →

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Let’s think of the cost of housing in retirement as a charge against our income

Information on housing in retirement has been missing from the adequacy debate generated by Pension UK’s annual report on the subject. Standard Life has produced a good report showing how much housing impacts the affordability of lifestyle’s as we stop … Continue reading →

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Should we have a consultation on whether we have a consultation on small pots?

It must be the last week in August to be a story. We have been consulting about small pots as long as we’ve had workplace pensions and probably longer. There have been no ends of people who have devoted themselves … Continue reading →

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