Tag Archives: Pensions

How popular is Reform with the business community and will that change?

Posted on September 6, 2026 by henry tapper

  Not having been to Reform’s Birmingham Conference, I can’t give a first hand report. As I have said on this blog, business – whether in financial markets or elsewhere, need to take Reform seriously and the Times report that … Continue reading →

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This problem isn’t over for 5m leased households – TILL ANDY BURNHAM TAKES ACTION.

Posted on September 5, 2026 by henry tapper

Yesterday, late on Friday afternoon the Directors of the leasehold management company  of 5 and 6 Friar Street sat down to discuss how we could manage our property. We would have liked to have done so as the owners of … Continue reading →

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Where else can you ask questions to LCP partners about collective pensions for free?

Posted on September 5, 2026 by henry tapper

Join us at 10.30 am on Tuesday September 8th for a cracking conversation with two of Britain’s top CDC consultants. I am aware of charge-out rates for top consultants at top consultancies and I’m amazed that two such – Helen … Continue reading →

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Problems with American annuities do not bode well for British pensions selling at a discount.

Posted on September 5, 2026 by henry tapper

I cannot see a happy end to this story – either in America – or in Britain, where much of annuity insurance written is backed by American insurers and American private credit. In America, annuities do go belly up and … Continue reading →

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Mortgages under threat like in 2008?

Posted on September 4, 2026 by henry tapper

British banks are increasingly pledging higher-risk assets such as loans linked to high-interest store cards and vehicle leases as collateral at ​the Bank of England, a Reuters review of BoE filings shows. This explanation comes from Reuters, a team who … Continue reading →

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Gordon Aitken finds M&G adds value to bulk annuities while I see it “leaseholder stripping”

Posted on September 4, 2026 by henry tapper

M&G has a business that can grow, it can grow through its with profits “Prufund” which I think could do other things than back bulk purchase annuities. Gordon has discovered that the key that turns the lock for Prufund is … Continue reading →

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CAPAdata creates a workplace pension benchmark to judge VFM with.

Posted on September 3, 2026 by henry tapper

Below is Corporate Adviser’s good news for those measuring the performance of workplace pension money. I find it extraordinary that this is not getting more publicity but suspect that where it should be news , this is seen as competition. … Continue reading →

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Good times for DB pension funding? Surpluses on paper, but bond yields spell hardship for the country.

Posted on September 3, 2026 by henry tapper

This is the headline in the FT this morning , Thursday 3rd September, eight weeks before a looming budget statement. This is not a good time to prepare your first Budget statement and John Healey is like the Tottenham Manager, … Continue reading →

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Why more than three quarters of large employers are “exploring CDC”

Posted on September 2, 2026 by henry tapper

I know we have had this report for nearly a month but it amazes me every time I read that number. Here’e Gallagher’s boss speaking to Corporate Adviser More than three quarters (76 per cent) of those in the pensions … Continue reading →

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What about bulk transfers from DC to Collective Pensions (CDC)?

Posted on September 2, 2026 by henry tapper

This is a tricky question for everyone and I will not give it full justice in a short piece, but let me explain the issue. We know that the pensions market is dependent on inertia. The success of pension schemes … Continue reading →

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