Monthly Archives: April 2026

Do I really need to pay for advice to get what I was promised?

The picture above is how advisers picturing themselves. This blog argues that for most of us, it’s nothing like this! I find it extraordinary that we consider it necessary to pay for advice to take our pension. But that’s the … Continue reading

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BP seems to have got it all wrong ; from Pension funds to pensioners – fury abounds

I was not at the BP shareholders meeting yesterday, but I needn’t have been, it was full of financial journalists, pension investors and pensioners, all furious at BP’s failure to be reasonable. Here’s a pensioner. I expect to hear much … Continue reading

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Reform UK or Steve Webb – who’s truth would you believe on pensions?

Steve Webb is commenting here on news that I include below but you can read from this link. Here is the naughtiness of Reform exposed by a decent man who did a good job of managing this country’s pensions from … Continue reading

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From Pensions UK to CDC ; from St Johnstone to St Andrews

I enjoy the passion of those who comment on my blog. I am amazed by the quantity, quality and diversity of comment that I get over social media. Mostly through anonymous comment on my blog and occasionally from the irrepressible … Continue reading

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If Capita don’t deliver on pension administration milestones they should lose the contract

  Steve Thomas, Deputy General Secretary of Prospect union, responding to the government’s statement on the administration of the Civil Service Pension Scheme by Capita, said: “The ongoing problems with the Civil Service Pension Scheme are totally unacceptable and are causing … Continue reading

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BP Targets £4 billion UK Pension Fund Surplus – Blocks Trustee for Fifth Consecutive Year

There are few things that annoy me more in pensions than the behaviour of BP’s management in blocking the Trustee’s wish to distribute part of its substantial surplus to members. BP pensioners will be out in force at BP’s AGM … Continue reading

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A positive from the morass that consumer VFM is stuck in!

The pensions industry has struggled with the idea of Value for Money for the consumer. I can’t remember who produced this infographic but it demonstrates the morass it fell into! Yesterday , I published an account by Guy Opperman of … Continue reading

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I give up on VFM for pensions and so does Guy Opperman, I like the guy!

I don’t suppose that former Minister Guy Opperman knew he would be reported at the Aptia conference yesterday. He works for them a couple of days a month and was delivering the kind of comments that would have gone down … Continue reading

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England’s best pension academics aren’t English, here a dynamite young lady talking about risk!

A great video for those who couldn’t make this Tuesday’s session It was a  good session of the Pension PlayPen Coffee Morning And it got a thumbs up from our presenter from Exeter University How good to hear academics from … Continue reading

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April 2026, 6 months from October when the pension dashboard should be ready!

I was like 500 others attending by phone, laptop or desktop the Pensions Dashboard update. I will not take the wind out of Richard Smith’s sails. I follow him, his sails are taking me (I hope) to where the Dashboard … Continue reading

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