Author Archives: henry tapper

About henry tapper

Founder of the Pension PlayPen,, partner of Stella, father of Olly . I am the Pension Plowman

Turning “de-risking”to “growth” through a new pension strategy.

There is a  story that Andy Smith is brace tell. He is an independent consultant and though he has skin in the game, his honesty is commendable. The de-risking of DB pensions through the buy-in/out of insurers is slowing. I … Continue reading

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Iain Clacher and John Greenwood ; funded pensions – investing in private markets.

It is governance, scale and expertise – not mandation – that will deliver good private market returns. And schemes must beware zombie continuation vehicles, says Professor Iain Clacher. John Greenwood hears why in one of the articles of the year … Continue reading

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Farage returns to parliament to face questions about his finances

What can we make of the Clacton By-Election?   Count Binface gives us his summary of what happened I came first in the Clacton by-election! Of the candidates who bothered to turn up for the results. Here is my victory speech! … Continue reading

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St James’s Place doesn’t deserve the stock market beating up.

Gordon Aitken speaks sensibly about SJP It makes no sense to give SJP a beating up;  SJP is unique among financial services companies in delivering what it set out to since the 1980s Gordon Aitken’s report is available on this … Continue reading

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Collective Pensions have two good friends in Kerstin and Terry!

  It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading

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We’re no longer asking how Collective Pensions work! We’re building them to be delivered

We have had many years debating how to deliver “CDC” to a point that we have got ourselves to “go”! Alastair has produced an excellent little paper that with the help of Andre Clark and Andy Fifer reminds us of … Continue reading

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2/3 of us don’t think we’re saving for a pension with a workplace pension.

Chris Marchant’s article is here.   “Two thirds of people admit they will rely on the state pension ‘to some extent’ in retirement, according to research by Hargreaves Lansdown. Almost one-in ten say they will be totally dependent on the … Continue reading

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Binface will not win but he’ll have made various points, most at Farage’s expense!

I refuse to support a fake, opportunist, cos-playing a politician. That’s why I back @CountBinface against Farage! #ClactonByElection pic.twitter.com/Jk8pPZL4Ar — Sangita Myska (@SangitaMyska) August 12, 2026 Count Binface MY CLACTON 2026 MANIFESTO IS HERE! IT’S A ONCE-INA-LIFETIME OPPORTUNITY. JOIN ME, … Continue reading

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“Collective Pensions” going forward, CDC in the past.

The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading

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Invest at home or lose your tax-relief.

Baroness Altmann, a cross-bench member of the house of Lords lays it on the line. If we want UK income tax relief we need to invest our pension money in Britain. She ominously warns this especially is a threat  to … Continue reading

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