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Author Archives: henry tapper
Collective Pensions have two good friends in Kerstin and Terry!
It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading
Posted in pensions
Tagged CDC, collective, DWP, Kerstin, Kerstin Parker, Parker, Pensions, Puyllinger, Terry
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We’re no longer asking how Collective Pensions work! We’re building them to be delivered
We have had many years debating how to deliver “CDC” to a point that we have got ourselves to “go”! Alastair has produced an excellent little paper that with the help of Andre Clark and Andy Fifer reminds us of … Continue reading
Posted in pensions
Tagged advisers, CDC, Collective Pension, Pensions, trade unions, unions
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2/3 of us don’t think we’re saving for a pension with a workplace pension.
Chris Marchant’s article is here. “Two thirds of people admit they will rely on the state pension ‘to some extent’ in retirement, according to research by Hargreaves Lansdown. Almost one-in ten say they will be totally dependent on the … Continue reading
Posted in pensions
Tagged Collective Pensions, Hargreaves Lansdown, personal pension, state pension, Survey
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Binface will not win but he’ll have made various points, most at Farage’s expense!
I refuse to support a fake, opportunist, cos-playing a politician. That’s why I back @CountBinface against Farage! #ClactonByElection pic.twitter.com/Jk8pPZL4Ar — Sangita Myska (@SangitaMyska) August 12, 2026 Count Binface MY CLACTON 2026 MANIFESTO IS HERE! IT’S A ONCE-INA-LIFETIME OPPORTUNITY. JOIN ME, … Continue reading
“Collective Pensions” going forward, CDC in the past.
The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading
We will remember the week the sun took over!
The sun was extraordinary yesterday. Because it was cloudless , we in the south of England saw the moon and it do battle and the light around us change. We were in neither night nor day but a lugubrious stillness, … Continue reading
David , you and I are gonna live forever!
It’s better when a pension scheme says “we’re in it together”; when young people take responsibility for their older selves, they’ll have a retirement wage that lives forever; (that’s the first time that CDC has been plugged by Oasis … Continue reading
Are you paying VAT right if you manage a DB pension scheme?
Does VAT fill you with dread that you are paying it right? Read on
Cayman and Bermuda take on American insurance including our pensions; here’s what’s happening
Thanks to a financier in America who shares a different attitude to insurance and its regulation with us, it would be interesting if not vital were it not about insurers and reinsurers who will end up paying our wage in … Continue reading