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Monthly Archives: July 2026
What will nudge No 10 to solve ageism and put right social care?
I am glad I read this, sad that this . I’m glad it found its way to our attention.
A debate on the morality of Standard Life buying into its pension scheme
You may think it is a little lazy to make a blog out of other people’s comments made on a summer Sunday. But the comments are made by senior people who have experience either senior in insurance (Adrian Boulding) or … Continue reading
Posted in pensions
Tagged annuity, Bulk annuity, buy-in, buy-out, FSCS, Insurance, Pensions, Standard Life
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Spare ticket to see Nick Cave and many others at Brighton next Friday – yours on me.
Brighton’s Friday festival is nearly upon us and to my surprise I have a spare ticket. I do not want to bribe anyone with it (least of all the Pension Regulator who have nearly 1000 people in an office by … Continue reading
Posted in pensions
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Border to Coast invest £120bn , Rachel Elwell’s the boss; investing into Britain is good news
This article appears in the Times , you can read it here and it’s written up by How to level up the UK, by the boss of Britain’s biggest pension fund Rachel Elwell grew up with a love of numbers. … Continue reading
You’re a success – SJP will work for you ; and here’s more thoughts for those who can’t afford advice.
First an excellent paper from SJP. If you’re reading this I’m guessing you like SJP, so do I. I had a chance to work there when it started and I said “no” it was a mistake. Then some thoughts for … Continue reading
Posted in pensions
Tagged Bill Sharpe, hardest, Nastiest, Pensions, problem, Retirement, SJP, St James Place
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Standard Life insures its own staff pension scheme; did the trustee find Standard Life’s covenant weak?
I find this hard to understand. Standard Life owns ReAssure. This buy out from the members point of view means losing upside from the pension scheme’s surplus for the reassurance (pun obvious) of an insurance policy underwritten by Standard Life. … Continue reading
Posted in pensions
Tagged Gowling, Mercer, Reassure, Staff Pension Scheme, Standard Life, WTW
9 Comments
How the Laffer Curve works in Scotland. A warning for Burnham and Healey?
I’ve done what any reasonable idiot does when there’s no sleep in the morning because of heat . I’ve gone to Dan Neidle to learn about the impact of raising taxes for the higher paid. The people who care about … Continue reading
Posted in pensions
Tagged Edinburgh Treasury, Laffer Curve, London Treasury, Scotland, Treasury, United Kingdom
6 Comments
Why do people worry about pensions? We should be worried how they’re reported.
There is concern about headlines and photos like this. I can understand that. What young people don’t need is telling they need to work out what charts tell them as they manage their retirement finances. The photo above suggests that … Continue reading
Worried for small DB schemes? Listen to experts on help from the AMNT.
View of the AMNT & Bobby Riddaway You are cordially invited to attend our next event. It’s on Tuesday (28th July) You can join Maggie and Bobby to hear the view of the AMNT on this link. Small scheme governance. … Continue reading
Posted in pensions
Tagged AMNT, Bobby, Bobby Riddaway, Maggie, Maggie Rodger, pension playpen
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Henrys won’t get quite so “rich” from pensions going forward
Henrys – High Earners who are Not Rich Yet – are not feeling very good about pensions that they were told a few years back were a harbour in which gains could be moored. As Alan Livsey points out in … Continue reading
Posted in pensions
Tagged allowance, annual allowance, Consultants, Henry, Pension allowance, rich
3 Comments
The CWU did issue this briefing to members back in March, Henry: www.cwu.org/ltb/ltb-087-26-royal-mail-winding-up-the-rmdcp-scheme-transfer-of-member-assets-to-legal-and-general-mastertrust-in-july-2026/ But the FAQ in Appendix B of…