Tag Archives: Pensions

Divorce means pensioner poverty for many of a certain age

Posted on August 17, 2026 by henry tapper

Coping with the difference in lifestyle you face in retirement is one thing, maybe it’s not good for marriage. A high number of couples split up rather than go through a changed lifestyle – it would seem. While freedom from … Continue reading →

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The Low Earner’s Pension Payments;- now pushed back to 2027 – it’s a scandal.

Posted on August 16, 2026 by henry tapper

  Following any email of 9th July HMRC has written to provide an update on the delivery of the Low Earner’s Pension Payment (LEPP). It arrived early in August Yet another delay in the tax-man paying back pension payments They … Continue reading →

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The complexity of some tax free cash sum payments – and who to go to for answers.

Posted on August 16, 2026 by henry tapper

Sensible but technical stuff for the smart and those who have smart advisers! Queries on Lump Sum Payments Dave King Pensions Technical Consultant, Aries Insight April 21, 2026 Across the last couple of weeks, Aries have been asked several questions … Continue reading →

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Brian Henderson’s Retirement Value Scorecard – for the smart and smart advisers.

Posted on August 16, 2026 by henry tapper

Yesterday I published Brian Henderson’s brilliant thoughts on Value for Money as a way of helping individuals determine for themselves what is their best way forward at retirement. He converts the current VFM assessments to a tool known as Retirement … Continue reading →

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Some thoughts on the SPP’s “Home Truths; Rethinking Retirement Wealth”

Posted on August 15, 2026 by henry tapper

  You can read the SPP paper here The UK must stop treating pensions and housing as separate policy issues to address the growing retirement adequacy challenge, the Society of Pension Professionals (SPP) has argued. They’re bang on In a … Continue reading →

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Being all things to everyone’s annoying – Aon should not annoy DWP/HMT

Posted on August 15, 2026 by henry tapper

This was a week when Aon brought employers “all things to all private sector employers” All private companies run workplace pension schemes so Aon run a product for every pension saver. The net accessible market for Aon is every employer … Continue reading →

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Turning “de-risking”to “growth” through a new pension strategy.

Posted on August 15, 2026 by henry tapper

There is a  story that Andy Smith is brace tell. He is an independent consultant and though he has skin in the game, his honesty is commendable. The de-risking of DB pensions through the buy-in/out of insurers is slowing. I … Continue reading →

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Iain Clacher and John Greenwood ; funded pensions – investing in private markets.

Posted on August 14, 2026 by henry tapper

It is governance, scale and expertise – not mandation – that will deliver good private market returns. And schemes must beware zombie continuation vehicles, says Professor Iain Clacher. John Greenwood hears why in one of the articles of the year … Continue reading →

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Collective Pensions have two good friends in Kerstin and Terry!

Posted on August 14, 2026 by henry tapper

  It has been a hot week in more ways than one! I have been amazed that a Director of the Department of Work and Pensions decided to post something that may change the way we think about workplace pensions … Continue reading →

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We’re no longer asking how Collective Pensions work! We’re building them to be delivered

Posted on August 14, 2026 by henry tapper

We have had many years debating how to deliver “CDC” to a point that we have got ourselves to “go”! Alastair has produced an excellent little paper that with the help of Andre Clark and Andy Fifer reminds us of … Continue reading →

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