Tag Archives: Pensions

“Collective Pensions” going forward, CDC in the past.

The DWP will change the way they describe what till now has been called CDC Whether the DWP can change the way we describe the new way of turning contributions to pensions is a question only time will answer. I … Continue reading →

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Invest at home or lose your tax-relief.

Baroness Altmann, a cross-bench member of the house of Lords lays it on the line. If we want UK income tax relief we need to invest our pension money in Britain. She ominously warns this especially is a threat  to … Continue reading →

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David , you and I are gonna live forever!

  It’s better when a pension scheme says “we’re in it together”; when young people take responsibility for their older selves, they’ll have a retirement wage that lives forever; (that’s the first time that CDC has been plugged by Oasis … Continue reading →

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Are you paying VAT right if you manage a DB pension scheme?

Does VAT fill you with dread that you are paying it right? Read on

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Cayman and Bermuda take on American insurance including our pensions; here’s what’s happening

Thanks to a financier in America who shares a different attitude to insurance and its regulation with us, it would be interesting if not vital were it not about insurers and reinsurers who will end up paying our wage in … Continue reading →

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Pensioners should benefit from Casey’s reform of “care” – their pensions should help pay for it.

Tom Mcphail reports in The Times that “it’s inevitable, pensions will suffer from Andy Burnham’s reforms”.  As a pensioner myself I worry about the cost of care I’ll face as I grow older. I also worry that those who do … Continue reading →

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Paying rent with retirement wages.

The PPI and the Pensions Commission  need to find solutions to the problems they have uncovered. After reading the 37 pages of this report (thanks for the prompt Ben Leadbetter) , I am  even more convinced that solutions do not … Continue reading →

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The annuity puzzle – why’s it so divisive?

There is banter behind my back! It relates to the annuity puzzle. You want to know what that is? Please read on! Most “experts” reckon annuities are better value for their money than they were. But I don’t get the … Continue reading →

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The AIC’s solution to the nastiest problem in finance

This article is from the Association of Investment Companies.  It would  interest  me to know whether education of this type has any influence on those , outside the readership of the AIC’s website. Good as the article is, it is … Continue reading →

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Sensible solutions to social care.

The last time that the question being asked by Patrick Jenkins was being addressed by “financial services companies” (like Commercial Union) , was in the early days of the 1990s when as an IFA I discussed with mature clients investing … Continue reading →

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