Tag Archives: Pensions

Have funds placed in Standard’s Life PRT war-chest missed the boat?

To great acclaim ( suspect from home support), Standard Life launched last week its funding for future buy-out business. It is hard though not to agree with estimates of their capacity to compete over the past 18 month, Standard Life … Continue reading →

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Retirement CDC – a long wait for something you can have now!

I like Johan Kriek, he asks difficult questions of Collective Pensions (CDC) and sometimes I agree. This is one of those times, I was the one of the people who responded to the Retirement Consultation that closed in 2025. I … Continue reading →

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Autism -“Is it a superpower? No. Does it let me do things others can’t? Probably”

There is not much that I can say that Jon Dunkley has not said for himself. He is autistic, he is articulate and he gives us insight to many situations we have all been through. Thanks Johnny Timpson OBE for … Continue reading →

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Why Gen Z are abandoning their pensions – I agree with Tom for a different reason.

Tom has written a great article that appears below and in the Times. I agree that there is good reason to prioritise other things than long-term saving when at work. But our parents insisted we paid the stamp (as my … Continue reading →

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2.4m People flexibly accessed Pension Income before Age 65. The Treasury is the Big Winner

This may or nay not be true but whether this was chicanery by the Exchequer of not, there is a lot of money that will not be paid as pension that was incentivised to be so. I’m agreeing with James … Continue reading →

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“There’s nothing special about dividends” – says Robin Powell.

This article is important to pensions though it’s aimed at people with portfolios of directly held shares. Pension funds of course don’t pay a dividend, they pay a pension which is an encashment of the fund. But people base their … Continue reading →

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Life Insurers promote themselves as different but they dependably deliver the same thing!

Who to believe? Both Scottish Widows and Standard Life are advertising their products with different messages but with the same pictures, pictures of happy clients being supported by human beings and by financial technology. The financial conundrum for insurance companies … Continue reading →

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John (JQ) Quarrel , a great lawyer – a great voice speaking for decency in pensions.

This is not a happy end to John Quarrel’s life. I intend to go up north to wish him a better after life. Much went wrong in his later days and Susan and his daughter Helen have stood behind him … Continue reading →

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German pensions – this is the big new deal for asset managers

The big story for asset managers in Europe is not CDC or DC or the revival of DB as an investment opportunity, it is German funded pensions.

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Threescore years and ten; 70’s now the age to retire , not to die!

There’s a murmuring doing the rounds  mocking those of my generation (mid 60’s) who cannot stop working but who know their children wish they would. They result in  announcement of a career end. But these retirement announcements always promise another … Continue reading →

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