Monthly Archives: April 2026

How well did your wealth manager really perform in 2025?

I do not often consider wealth management, I neither manage it or have management to have managed. Robin Powell comments on this world and as a friend I read what he says. You can do here in a blog he … Continue reading

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Can DC pensions invest for growth or should we move to CDC?

The questions discussed on the VFM blog have so far been rather less than challenging. I posted my review of the latest podcast yesterday and got this question on my blog. John is an IFA who started in the mid … Continue reading

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Questions to the VFM boys

I’ve listened to the V-FM Pensions #154 at which point the boys start answering the numerous questions that have followed their plea for an interrogation. Let’s be clear , this is the AI summary, not the inspiration of the boys. … Continue reading

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Sub scale DC schemes -another whinging amendment goes through the Lords

The amendment is being introduced as Amendment 77 – put forward by excepted hereditary Conservative peer Viscount Younger of Leckie and voted for by the Lords on Thursday (19 March) – added an exemption from the scale requirement for DC … Continue reading

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When tax incentives go unpaid to those buying workplace pensions!

This is an article from This is Money , published in March 2026 – you can read the original here You can read the story of the man who asked Steve Webb the question when he found out he’d been … Continue reading

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Diversity in football, nationality and family!

The facts of yesterday’s football are not just about Man City and Chelsea hammering FA cup victories, or of Arsenal losing to Southampton. It is not just about Rangers returning to the top of the Scottish Premier. Scotland has its … Continue reading

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Should “unicorn” stocks be held for growth in pension funds?

Let’s not pretend that as retail investors , we know what we’re doing when we’re playing with unicorns! We want to hand the job of investing in “unicorn”stocks not yet on our public markets to specialists. Meanwhile we want to … Continue reading

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What’s unique about a pension? I don’t want to be in a cohort of one!

Here is where the problem is. Large consultants are looking to create a new kind of retirement income service , where what is delivered is unique to each person. Let’s not get carried away.There is nothing unique about the state … Continue reading

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How long are you going to live? Here’s a man who knows!

Andy Smith is never boring and when he’s this interesting I can’t help posting him on this blog! Nobody loves pension actuaries, even other actuaries ridicule them So please like this post and make this Easter a little better for … Continue reading

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Tom McPhail’s on Pension Playpen Coffee Morning tomorrow (Tuesday).

Comment from Derek Scott suggests that tomorrow morning’s meeting may be fun My AI tells me that Henry Tapper and Tom McPhail have a cordial but sometimes sharply different view of pension policy. Their exchanges have focused on issues such … Continue reading

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