Except they’re not saving into a pension, Minister unless we convert all those pots to CDC and give them what…
Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…
When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Monthly Archives: April 2026
You own a leasehold flat? Are you a debt slave to freeholders?
Harry Scoffin goes viral on instagram The The unique paranoia of leaseholders- “nobody wants to be a debt slave to a freeholder” Harry is right on both counts. Here is the recent video that spells Harry’s message out very well!
Retiring with Aviva is not as easy as they make you think!
Gavin H’s struggle with Aviva to get his tax relief paid into his Aviva DC pot was taken up by Steve Webb in Money Mail in March. It was not until April that it became clear that the victim is … Continue reading
Targeted support – as irrelevant as Pensions Wise?
I wonder if I should feel excited that the Government’s FCA feels we need guidance as to how to benefit from private pensions. Shouldn’t we be able to benefit from our retirement savings without targeted guidance? The public has made … Continue reading
Tom McPhail’s at Pension PlayPen’s coffee morning today!
Comment from Derek Scott suggests that tomorrow morning’s meeting may be fun My AI tells me that Henry Tapper and Tom McPhail have a cordial but sometimes sharply different view of pension policy. Their exchanges have focused on issues such … Continue reading
Should I be worried about the new CDC schemes going wrong?
One of the discussions over Easter about my posts on CDC complained that I only made claims for CDC if a CDC pension scheme was “open”. I referred to the possibility of a CDC scheme entering an endgame and what … Continue reading
“My property portfolio is no longer a good pension”
What an easy way “buy to let” seemed. It got you rich and a retirement income in due course. “We all lived in a Robbie Fowler House” at some time and for many of us , it was time for … Continue reading
Members of the BP pension still wait for promises to be paid
“Although BP have yet again refused a discretionary increase, the fight goes on. We are waiting for a Pensions Ombudsman ruling, but fully expect it to take several more months. Who knows what the outcome will be, but we are … Continue reading
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Tagged BP, Distribution, Malcolm, Malcolm McClaren, pension scheme, Surplus
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Tom McPhail’s on Pension Playpen Coffee Morning tomorrow (Tuesday).
Comment from Derek Scott suggests that tomorrow morning’s meeting may be fun My AI tells me that Henry Tapper and Tom McPhail have a cordial but sometimes sharply different view of pension policy. Their exchanges have focused on issues such … Continue reading
Where bankers show their pension fallibility!
I know a fair few bankers (and I bet some don’t want to remember me!). They want to mark their happiness to the market but pots of money never do! They need pensions like the rest of us. You can … Continue reading
Two ways to happily impact growth using pension funds
Impact investing is something I have a lot of time for. So I was pleased to read these positive messages on an Easter Morning! I am learning on this subject from my son who works to get impact from our … Continue reading
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"To what extent do minimum AE contributions need to increase? It would be good if everyone had contributions into DC…