Monthly Archives: February 2025

Tuesday – a day to understand fiduciary duty in the DB pension world!

Tuesday is packed with interest for DB fiduciary aficionados. I’m pleased to see Rosalind O’Connor leading the discussion tomorrow at our Pension PlayPen coffee morning, organised by Steve Goddard. The question being asked is.. What are Trustees’ legal duties around … Continue reading

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Benefits are one thing, pensions are quite another.

Mark Pemberthy is a benefits guy, has been for decades and he’s one of the auto-enrolment guys who in has been an LBG financial adviser and since auto-enrolment got done has got into communicating benefits for clients who can afford … Continue reading

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Some thinking on how CDC, DB and DC will work together in future.

Cross-over between CDC, DB and DC There have been two responses  to  Is demand for “Royal Mail” style pension deals increasing? One is mine and a reply, the other by another enthusiast. PensionsOldie says: February 23, 2025 at 7.32 As someone … Continue reading

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Is demand for “Royal Mail” style pension deals increasing?

It is interesting that DB is creeping back into debates.  I am surprised that there hasn’t been pressure for a more flexible approach to indexation and NPA (normal pension age)  to reduce the risk of DRCs (Deficit Reduction Contributions) and … Continue reading

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A productive day in the hospital

Let me share with you the wonderful world I hope you do not know but should not be afraid. I was (am) on the cancer pathway because there is a chance of having cancer. That cancer is not zero but … Continue reading

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One hundred days of solitude

I used to have a bad lad for a mate each evening, he was a bottle of wine and sometimes I’d meet him at lunch. Sometimes I’d spend the afternoon with him and too often he’d remind me of our … Continue reading

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Can collective DC usher in a new era for UK pensions?

  UK pensions policy and practice are at a crossroads. We are on the cusp of answering the central question of pension design – how to ensure that as many people as possible are able to save for a reliable … Continue reading

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Hail the 2025 Supreme Novice in Cheltenham and Edinburgh

Cheltenham’s Supreme Novices Hurdle sets off ten minutes before the start of the new PLSA Conference today on Tuesday 11th March. When Torsten stands up to address us, we will know who the world’s Supreme Novice Hurdler is. We may … Continue reading

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Starmer and the Pension Lawyers

Mary McDougall has written an amusing and caustic piece asking whether our Prime Minister has quite got to the bottom of what this blog calls “ephemeral“. The surpluses that the Prime Minister reckons at £170bn could be twice that by … Continue reading

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Are DC pensions due an upgrade? TPR announces something…

  I am pleased to see that TPR is revamping its regulation of DC. It has made an announcement of the framework it is creating to focus its efforts on master trusts and what it will be doing for other … Continue reading

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