Monthly Archives: September 2026

Can we get back to pensions please? A request to the thinkers.

Posted on September 26, 2026 by henry tapper

It is time that someone stuck his hand up for collective pensions (aka CDC). I will , because no-one would at the rash of “DC” conferences this week Continue reading →

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Will Sandbrook and “happiness” as a measure for VFM

Posted on September 26, 2026 by henry tapper

How can all this money being spent by Will and the other Thinkers” be credited as “value”. Can it be justified as “happiness” and if so- to who?  Continue reading →

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More whingeing from the wealthy about pension taxes

Posted on September 25, 2026 by henry tapper

The FT moaning this morning that Labour has forced tax free cash out of pensions. That’s before any tax charges have hit- Lord knows what outrage would happen if they seriously reduced tax-perks for those saving for a pension.
Continue reading →

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Elitist games – is this what we pay the pension minister to play?

Posted on September 25, 2026 by henry tapper

This sounds good fun – if only for the elite! The great and good brought together by yet another global organisation to raise the profile of DC. Continue reading →

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Most people want and need a pension – the IFOA and BIT tell us

Posted on September 25, 2026 by henry tapper

 People will abandon the “dream freedom” offered; – they want instead deferred pay for the years that they have taken a pay cut Continue reading →

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Pension people- lets elevate our thinking to ‘consumer level’

Posted on September 25, 2026 by henry tapper

To state the bleeding obvious, we should be offering consumers a better retirement income  forecast than we do today. Continue reading →

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Make pensions easier for the self-employed with accessible, but not mandatory, saving (thanks SPP and Prospect))

Posted on September 24, 2026 by henry tapper

Simple and an excellent pension, Nest’s self-employed “sign up” option is under-promoted and under used. It needs to be improved for self-employed saving but this could be done. Continue reading →

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De-risking a DC pot with “lifestyle” has no place as default for those still saving.

Posted on September 24, 2026 by henry tapper

Stephen Thomas is a professional thinker. He has no reason to hold back and he doesn’t. Glidepaths and de-risking have no place (for him) for people in their fifties and sixties. Continue reading →

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Our council tax may pay more into other people’s pensions than we do our own!

Posted on September 24, 2026 by henry tapper

As my partner reminds  me, she pays more into the LGPS through her council tax than she does into her personal pension. That is untenable when LGPS is overfunded. Continue reading →

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How do we afford long term care? Tuesday’s pre-budget coffee morning explores!

Posted on September 24, 2026 by henry tapper

If the state funds care for people with assets, essentially what it is doing is funding the inheritance of their beneficiaries who can often be quite wealthy in their own right. Continue reading →

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