Monthly Archives: September 2026

Pension, health and housing – welfare for those working and retired.

Welfare is tripartite;  pension, health and housing . This Conference will deal with the two that pension people need to better understand. Continue reading →

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Pension funds- join the struggle for leaseholder freedom

Whether pension funds are DB, DC or CDC , money in residential properties needs to work for those living in the properties as well as pensions taking low risk profit. Continue reading →

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Do we have to pay pension funds to switch to domestic equities?

“Better incentives could unlock more long-term capital for British businesses, support growth and enable savers to share in their success” – says the UK stock market. Continue reading →

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This blog is nowadays most read in China

Get in touch my Chinese readers, I bet your views are held with the same conviction as  mine considering old age. Continue reading →

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High Earning Rich and Old – are you a hero of are you exploiting pension loopholes?

Complaining about losing loopholes will not make a Henry into a Hero, it will make him (or her) into a sad old git ( a little soggy) Continue reading →

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Pension Funds are a better source of capital for housing than Government

Pension schemes have a governance requirement to put their members first. A large scheme such as Now cannot put money into residential housing unless if is sure that the money is making a difference to renters and purchasers. Continue reading →

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When you’re saving, invest into a pension “collectively”.

If you’re still at work, time is on your side ;- you can give yourself a retirement pay rise by being part of a CDC plan. Continue reading →

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When it’s too late to “flex” then fix (with an annuity)

The changes in taxation of pension pots in 2027, part of a wider push for income creation rather than wealth management, is returning the boomers to a world that they spent their working lives saving for. Continue reading →

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Should USS invest for growth or lock down its assets?

I know that many members of USS read this blog and some members of its executive. I hope this is  interesting and fair. If you have a view please use the comments below as your correspondence is always informed. Continue reading →

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Should DC pensions give retirement freedom or a steady income?

This is not a new argument. we’ve been having it all century and in 2014 many thought it had been settled by George Osborne. But pension freedoms haven’t been a success for the silent majority Continue reading →

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