When only 8 to 15 mega-trusts dominate the entire defined contribution (DC) and LGPS landscape, peer-group risk may override manager…
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…
Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
I had earlier today read a medical research article reporting on a Japanese study that found that “supercentenarians” — those…
Monthly Archives: June 2022
Pension Credit take-up and automation – can the private sector help?
Summary; five recommendations to improve take-up, five to increase automation Participation; Targeted interventions Target the children of elderly parents (40-year-old upwards) for PC and over 80s Red-flag PC to the over 60s on dashboards whose projected benefits … Continue reading
Aussie common sense needed.
I love Australians and I love plain speaking Australians in particular. Jim Hennington is my good friend and he is a font of good sense. Here are his thoughts on how we can achieve well-being in later age. So what … Continue reading
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LDI – open to legal challenge? Keating and Clacher ask awkward questions.
The authors of this blog are Iain Clacher & Con Keating The purpose of a UK defined benefit tax approved pension scheme trust will be set out expressly in the terms of the trust deed (or can be deduced … Continue reading
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Tagged borrowing, challenge, Con Keating, Dr Iain Clacher, gearing, LDI, leverage, Pensions
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FORM – the pension punter’s friend
I wrote a long and probably tedious blog this morning about why we should project pension pot values based on evidence rather than speculation. For those who got to the end- thanks. Here’s a simpler version that hopefully hits … Continue reading
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Can pension projections make sense of our savings?
In a dignified article in the FT, Steve Webb warns that the Financial Reporting Council’s plans to project pension returns based on how investments have done in the past comes with the real risk that ” the new statement figures … Continue reading
A windy morning on the river
It’s a cold and windy morning on the Thames and I’m readying the boat for an excursion down to Windsor with some friends from Slough. I’ll be eating a spicy Indian breakfast later so I’m not making my way up … Continue reading
Charles Counsell hands on the poisoned chalice
It’s been a year since TPR appointed Sarah Smart as Chair and her anniversary is marked by news that Charles Counsell will not be seeking a second four year term as CEO. Sarah Smart brought youth and feminity to a … Continue reading
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Tagged auto enrolment, CDC, Charles Counsell, DB funding, decumulation, Sarah Smart, TPR
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Liability Driven Investment – (a riskless strategy?) Keating/Clacher
The authors of this blog are Iain Clacher & Con Keating The purpose of a UK defined benefit tax approved pension scheme trust will be set out expressly in the terms of the trust deed (or can be deduced … Continue reading
Jubilee thoughts on the forgiveness of debt
You can cope with increases in your fuel costs, the price at the pump, the supermarket bill. But do you know some who might be struggling? Do you know some who may be finding it hard right now, might you … Continue reading
What if past performance was a guide to the future?
We all know the truism that you can’t predict the future by projecting the past. Henry Ford’s “History is Bunk” was the title of the first question on my S-level history exam. I remember writing then that history taught … Continue reading
Scottish teachers' pay increases, such as the recent multi-year agreement negotiated via the Scottish Negotiating Committee for Teachers (SNCT) covering…