Tag Archives: CDC

DB Surpluses could and should make pensions fairer for the young

Posted on June 11, 2026 by henry tapper

We talk about pension gaps; gaps between men and women, gaps between public and private sector pensions, but we are careful not to offend employers who have relics of defined benefit (an enormous burden) pensions and ongoing workplace pensions ( … Continue reading →

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A major manager takes CDC seriously. Will assets move en masse from DC to CDC workplace pensions?

Posted on June 9, 2026 by henry tapper

I published this article last week and no one read it!  I’ll try again, this time with a little more focus. If you want to know the impact that CDC is beginning to make on the market – read on. … Continue reading →

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“Guided Retirement” will be hard work!

Posted on June 9, 2026 by henry tapper

I’m a fan of Joey’s message from TPR in advance of the PPI’s report on the defaults that should help savers in turn pots to pensions. I’m a 64 year saver with a pot and no guided retirement yet. It … Continue reading →

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Why was a fringe meeting packed-out for a new pension?

Posted on June 8, 2026 by henry tapper

I have to admit to expecting to talk to an empty room. There were over a hundred chairs laid out when I arrived at a Brighton Conference Centre lunchtime meeting on a new pension called CDC. Within a couple of … Continue reading →

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Would your firm consider a CDC pension?

Posted on June 7, 2026 by henry tapper

    Today Terry Pullinger and I are in Brighton talking to union representatives working for employers with unionised workforces. We’re spending our Sunday explaining to ordinary workers what CDC does for staff and how employers can consider it. We’re … Continue reading →

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Isn’t it time to include CDC in the search for “Value for Money”.

Posted on June 6, 2026 by henry tapper

I’ll do as I’m told by TPR and my compliance officer and stop listening to people who are fans of CDC. Instead I’ll listen who hate CDC and this who are as biased as apparently I am in wanting to … Continue reading →

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These women are “Friends of CDC” and speaking out for it !

Posted on June 6, 2026 by henry tapper

I’m interested in what Vidette’s Alison Hatcher thinks. Firstly, I worked with her when we were contracted to Pension Superfund, secondly, she is going to be a trustee of the Pension Trust’s CDC scheme, (subject to authorisation). The third reason … Continue reading →

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TPR are right to curb my exuberant promotion of CDC

Posted on June 5, 2026 by henry tapper

As I now have a compliance officer at Pensions Mutual, I have been admonished for my over exuberant promotion of CDC as a way of delivering workplace pensions.  I cannot name names but I’ve had meetings with TPR high-ups who’ve … Continue reading →

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The way clear for CDC to prosper as a workplace pension

Posted on June 4, 2026 by henry tapper

It is something of an open secret that DWP see CDC working as a way of building up as well as getting paid a pension. Some doubt persisted that this could be done and that those who’d saved into A … Continue reading →

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BlackRock , Aon and TPT – CDC – the next generation of master trust.

Posted on June 4, 2026 by henry tapper

I am pleased that Professional Pensions ran a one hour discussion on the workplace pension that runs with CDC. I phrase it like a car manufacturer would introduce a car that runs on electricity, it is still an idea that … Continue reading →

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