Tag Archives: CDC
With Rogier Swierstra , are the Dutch moving to CDC as we know it?
I’m really pleased Arun Muralidhar recommended Rogier . Tomorrow (Tues) morning we will have a discussion on what has happened and will be happening in the Netherlands. Use this link to get to What have the Dutch ever done for us…a … Continue reading
All together now! Why the Americans need to learn the British way of pensions.
I don’t know how to phrase this but….perhaps the Royal Mail’s advert to its staff does. Thanks to those at Royal Mail that blazed a trail so that we can have CDC not just for one company but for thousands. … Continue reading
Into my 65th year a very lucky boy! May we deliver pensions for my generation and the next
The week beginning 10th November will be an odd one for me. Work Today and every day I will be thinking about the fabulous things that are happening in UK pensions. My desk is full of numbers and thoughts on … Continue reading
Retail collective pensions? I fear an opt-out in retirement for CDC.
It is early on a Sunday morning and I have been working on a response to the DWP’s consultancy questions on Retirement CDC. It’s the third part of a project that started with single employer CDC and looks like being … Continue reading
A pension is deferred pay not a defined pension – get it – Paul Waters does!
The meeting of minds between Hymans Paul Waters and Lisa Deas with Slaughter’s partner Chris Sharpe was a Teams affair. Slaughter’s offices are a mile from where I watched it, Hymans half that, how I wanted to be in one … Continue reading
Collective DRAWDOWN? Another drain on delivery – enough!
These people start with a banner headline, in which is the impossibility of “collective choice”. Collective Pensions with Investment Choice: Making CDC work for the UK This is an 84 page monster from PPI employing the time of an army … Continue reading
The hope people have of getting better paid when they stop working.
For most people, the pension they get is something from the State, which they can find from a link advertised by the DWP. If you haven’t worked out your entitlement and when it’s coming your way, you can click here … Continue reading
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Tagged CDC, Damien, pension, Pensions, state pension, Torsten Bell
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No VFM from CDC? – an outburst from an actuary.
VFM podcast lasts more than 90 minutes. I don’t know if I’ll be nice to this lot again. It’s gone to their pod , the latest of which is nearly 93 minutes which may make sense for a game of … Continue reading
At last a plan for all pension schemes to pay pensions.
The shot is of Terry Pullinger speaking at a First Actuarial Conference many years ago. He , one company (Royal Mail), and a few enlightened advisers got CDC going. This blog is a reminder of where what we are enjoying … Continue reading
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Tagged #pensions, CD, CDC, DB, dc, dc pensions, DWP, Government, Pensions
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CDC: “How do you make it fair?” not through liability driven investment!
The point of multi-employer CDC is that you share things. You cannot run a scheme on a lifestyle basis, where you invest for how long your members are going to choose to be in the scheme, you must assume they … Continue reading