Here's another way for a pension fund to get in the soup. https://bayourenaissanceman.blogspot.com/2026/09/the-catholic-clergy-sex-abuse-scandal.html
I had earlier today read a medical research article reporting on a Japanese study that found that “supercentenarians” — those…
The simple truth is that the pension system is very good at taking your money, and may or may not…
That is a good point about the ordinary person/voter due to being too poor to get interested in political donations.…
Monthly Archives: April 2026
Are Muslims excluded from pensions through a failure of workplace imagination?
My old work friend Alan Chaplin has directed me to an opportunity for CDC which I hadn’t the imagination to see myself. Islamic people , planning for their retirement and a retirement income may need a Shariah pension. Interesting … Continue reading
The nastiest problem facing master trusts – designed for workplace saving (not retirement spending)
This blog is about the reasons pension master trusts are struggling to pay pensions. The individuals above are Christoph Hirt and Laura Johns whose report for Pi Partnership can be read here. The first workplace master trust to matter was … Continue reading
Posted in pensions
Tagged CDC, decumulation, master trust, Pensions, retirement income, Standard Life
5 Comments
Flat out: the property squeeze crushing the young (and old-ed.)
Last month, a new account called London Price Drop appeared on X. It has already gained more than 14,000 followers simply by posting screenshots from Rightmove, which illustrate how properties in the capital are falling sharply in value. One of … Continue reading
Segmenting members – ouch! I don’t fancy being decumulated either!
This is from the promo for this week’s rather important talk about Standard Life’s Retirement Proposition. As Standard Life are (since buying Aegon) at the top of the tree (by size), what Esther says matters a lot to people … Continue reading
Posted in pensions
Tagged advice, decumlation, Fact finds, Pensions, Sectioning, Standard Life
2 Comments
How the leasehold mafia screwed a generation of homeowners
Looking at the increasing amount of interest in the blogs that Harry Scoffin has produced for us, I reckon that we are getting worried about the fate of leaseholders who can’t move for falling prices, who pay the equivalent … Continue reading
Posted in pensions
Tagged Free leaseholders, Harry Scoffin, leasehold, Leaseholders, value
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The Bank of England fails to invest any of its £3.5bn staff pension for UK growth
This is a comment from my recent blog on the BOE and PRA’s open criticism of the DWP’s arguments for CDC. The most important criticism of the BoE pension fund is that it is not aligned with the government’s growth … Continue reading
Are Nest’s low earning customers really wanting to invest for their retirement?
Nest Insight research shows millions more low earners could be investing My guess is that the millions want to save for a pension but not invest for their retirement. I see a lot of enthusiasm among adults in the UK … Continue reading
Posted in pensions
Tagged CDC, corporate adviser, NEST, NEST insight, Pensions, state pension
1 Comment
BOE “expert” scorns his Government’s CDC reform; should we have pensions like his?
I woke on a Saturday morning to this comment from someone who works at the Bank of England. It was in response to my congratulatory blog that Mercer finally have a lead consultant to promote CDC. You can read … Continue reading
Not a bad week for Pension Reform , Edinburgh Derbies and ping pong
I think there is a little frustration in this post, a frustration that resonates around the pensions industry that for all the noise, nothing has changed in the Pensions Bill , except a tweak on the Reserve powers of … Continue reading
Posted in pensions
Tagged Aegon, Derby, Edinburgh, Pensions, ping pong, Standard Life
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Coffee Morning – Assessing Risk – “To be or not to be?”
I don’t understand much about this but with the people who are on the other side of the coffee morning on Tuesday, I know it will be fun, stimulating and well worth attending! Whether it will rival Hamlet I’m not … Continue reading
This is clearly a serious story about institutional accountability, bankruptcy and the treatment of former employees. But, although the immediate…