Monthly Archives: April 2026

Pensions drawdown in a time of stagflation? We need a pensioners club!

It got me going – what with being 64 and having a couple of DC pots I’d like to turn to pension! Thanks to Jonathan Guthrie , here’s the link to the story. Can anyone stand stagflation on their own? We’ve … Continue reading

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I took her CDC baited hook and was landed by Jo Cumbo!

Following this year’s  Pensions UK investment conference I was told that my press badge would not be renewed. I was not a journalist and I spent too much time expounding my commercial views and not enough the views of other. … Continue reading

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Surpluses will make “employers see DB schemes as long-term assets”

It’s good to see a volte-face from a firm of consultants that has been rock-hard supporters of buy-in and buy out since schemes swung back from deficit and into buy-out territory. But this Bill has been on their desks these … Continue reading

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Mercer appoint a leader of CDC ; not before time but very welcome!

I never thought I’d see the day that Mercer embraced CDC – hurrah! I am happy to say that Ruari has long been a member of our pension group and makes an excellent leader of UK CDC for Mercer. The … Continue reading

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“Mandation speech” draws two men and a dog; the Pension Schemes Bill proceeds.

  To a not very crowded chamber, the shadow secretary of state for Work and Pensiosn did her party piece again “It’s hard to find anyone who supports mandation” I told Helen Whately when she spoke at Pensions UK that … Continue reading

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Standard Life could outgun Hargreaves and AJ Bell but none of these retailers will offer pensions.

You’d think that in insurance terms, yesterday a British club beat off Europe. I’m not talking Arsenal but Standard Life. A few decades  back I worked for Eagle Star and Allied Dunbar and they got eaten by Zurich who set … Continue reading

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Today is Pension Bill day in parliament

  While I suspect all the interest will be about mandation fudging, my heart goes out to the pensioners who aren’t getting increases. They’ve a long history of expressing themselves memorably and with with good humour Thanks Jane Foley You … Continue reading

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Standard Life buys Aegon UK for £2bn – as predicted.

We have had through the morning a stream of announcements from various parties What will this mean for the master trust and dwindling GPP market that Aegon once looked so central to. Scottish Equitable was Aegon before the Dutch bought … Continue reading

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Common sense should win through and pensions should not repeat past follies

The headline seems a disaster for pensions. The ABI and those preying on open DB pensions, are quick to point to the need to insure away the risk of pension paying people deferred pay  in later life. If you had … Continue reading

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Normalising workplace pensions as the best way to get deferred pay .

The UK workplace pension should not be a “benefit” and part of “intangible reward”. We do not get “intangible reward” as getting paid! The workplace pension is currently seen as a “tax” like national insurance for employers As I examine … Continue reading

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