As I have mentioned in past posts, median tenure of American workers has been less than 5 years for the…
Couldn't agree with you more, Henry. The unthinking suggestion that the need to improve the adequacy of retirement income results…
At the EPFIF Trustee Circle last week, a speaker from a leading investment manager talked about the "gamblification" of the…
I've got six old workplace pots scattered around and honestly the admin of merging them has put me off for…
Tag Archives: VFM
SMEs need advice on pensions – advisers need “VFM” to work.
Sarah Smart gave a pretty impressive presentation to a group of PLSA members this morning. Speaking from the PLSA, Smart – a former adviser and now Chair at the Pensions Regulator singled out advisers as key stakeholders in getting the … Continue reading
No Nico! VFM is a measure to help consumers – not actuaries!
This blog responds to Darren and Nico’s VFM podcast with Zoe Alexander of Nest and you can listen to that podcast from here. It’s well worth it. The blog divides into two, in the firs half I challenge Nico over … Continue reading
Andy Cheseldine, old school and proud of it
I had a chance to meet with the Minister for Pensions in this year and she asked if there was anyone she should trust for an honest , unbiased and saver-centric view of pensions. I answered – Andy Cheseldine. … Continue reading
Posted in pensions
Tagged Andy Cheseldine, Bacon and Woodrow, Nico Aspinall, old school, Pensions, VFM
Leave a comment
USS – you’ve never had it so good/bad – (delete as necessary)
How USS sees itself and how others see it. I have just read an article that relates the views of Simon Pilcher on the success of USS’ investment strategy in the 12 months to September 2022. The Universities Superannuation Scheme, … Continue reading
Posted in pensions
Tagged assets, gobbledeegook, LDI, leverage, Pensions, Simon Pilcher, USS, VFM
6 Comments
Nico and Darren quiz the Pension Plowman
Nico Aspinall and Darren Philp are bi-handedly doing the pensions industry a favour by publishing a series of podcasts on Value for Money. All can be accessed by click-through above and all of them are good. But I’m particularly … Continue reading
How should you divorce your financial advisor?
Marriages always start so well and that’s the same if you are getting into a relationship with a spouse or your financial advisor. Many people selecting an IFA find themselves in “shock and awe” at a handsome report presenting … Continue reading
“A good way to kick off the debate” – Now let’s get this VFM Framework over the line
The headline was given me by the DWP’s Des Healy after Pension PlayPen’s hour long debate on the VFM Framework. Unsurprisingly, it was one of our best attended events. Surprisingly, we heard not just from Des but other … Continue reading
Selling pensions by the sausage not the sizzle!
There’s an interesting debate going on in Australia about what sells Super. Super is the Australian system of delivering retirement income from workplace savings (it’s short for Superannuation) – a pension paid to a retired employee who has contributed … Continue reading
Posted in pensions
Tagged Bloated, Impact, Jim Hennington, jo cumbo, Pensinos, Pensions grants, Productive Capital, Social housing, Super, VFM
1 Comment
What’s all this pensions VFM malarkey then ? Find out tomorrow at 10.30 am!
It’s only the pension’s consumer duty – innit! I’m still of the view that the DWP are onto a winner with this VFM Framework. But my list of questions just got a bit longer as I spent the weekend watching … Continue reading
VFM – Tuesday 10.30am – The DWP will be answering our questions – pensionplaypen.com a
TO REGISTER CLICK “ATTENDING” HERE In their podcast on the VFM consultation, Darren and Nico joke that VFM is the most eagerly awaited consultation since the last eagerly awaited consultation. The lads were tongue in cheek but I’d … Continue reading
Posted in pensions
Tagged Darren Philip, Des Healy, DWP, Nico Aspinall, Value for Money, VFM
Leave a comment
When a youngster in our extended family emigrated he consolidated his DC pensions into just two - easy enough to…