Monthly Archives: August 2025

A benefit driven yank lawyer considers pensions deferred pay

Posted on August 20, 2025 by henry tapper

A beautiful gentle explanation about why pensions form part of pay from an American economist-minded “benefit-Jack”. “If pensions are deferred pay, bosses shouldn’t allow a pay cut. … Of course the questions that employers could be asking their staff about … Continue reading →

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Climate change and common sense.

Posted on August 20, 2025 by henry tapper

The Pension PlayPen meeting on Tuesday was a lot more fiery than the healthy crowd assembled could have expected Sahil Shah produced an excellent presentation which he has shared with us both with the video and the slides (which are … Continue reading →

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Relevant to savings growing again – TISA have a spirit I haven’t seen in a while!

Posted on August 20, 2025 by henry tapper

Tisa has intrigued me, I encountered it first time through its first CEO Tony Vine-Lott at the beginning of the century and now I had the chance to reinvest my imagination with Carol Knight. I asked yesterday whether TISA were … Continue reading →

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TISA- boring and irrelevant or worth spending time with?

Posted on August 19, 2025 by henry tapper

I thought I’d do a blog in two parts this morning. The first represents how I feel about TISA, not as a member but as the sort of person who thinks that money is lazy if it isn’t invested. The … Continue reading →

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This blog has been read everywhere (apart from Greenland!)

Posted on August 19, 2025 by henry tapper

There are only two parts of the world where this blog is not read. The first and most obvious is Greenland and the second is Central Africa. Millions of readers of the blog also are excluded North Korea and there’s … Continue reading →

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Sahil Shah and tipping points for climate change- Pension PlayPen 10.30 today.

Posted on August 19, 2025 by henry tapper

Coffee Morning – Climate Change – Tipping Points & When will they happen?  A climate tipping point is a threshold in the Earth’s climate system that, when crossed, can lead to irreversible and potentially catastrophic changes. These changes can be triggered by … Continue reading →

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I reject changes of “secular change” – poppycock sir!

Posted on August 19, 2025 by henry tapper

My friend Peter Tompkins is an actuary of some renown but his position is not my position. He is firmly in the camp of the insurers taking on the risk of defined benefit pensions , specifically replacing corporate promises with … Continue reading →

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If pensions are deferred pay, bosses shouldn’t allow a pay cut.

Posted on August 18, 2025 by henry tapper

This blog takes me back to the last decade when I spent much of my time producing evaluations of providers. A long time ago, before I was a pensioner, I used to work with large numbers of employers through Sage … Continue reading →

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Pension burden on post-1992 universities and others – the tip of the iceberg?

Posted on August 18, 2025 by henry tapper

Allan Martin has written a  thoughtful article on the differences between setting pension funding the Government way (Scape) and the way the private sector does it. The original comment can be found on my article on “pre and post 1992 … Continue reading →

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Big-Short 2 – the sequel. “Never have so many been put in debt by so few”.

Posted on August 18, 2025 by henry tapper

I have a new commentator on my blog but he tells a familiar story. It’s a Michael Burry Story   Big-Short 2 – the sequel. Never have so many been put in debt by so few. We will I’m sure … Continue reading →

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