https://rmcollectiveplan.com/other-pensions "Currently, you are not able to transfer other pensions into the Collective Plan. If this changes in the future,…
Oops! Sorry about the duplicate. When I hit "send" the first time, it came back with "get lost, too many…
I'm sorry to hear about your health problems. I'm strictly a landlubber, although my sister and her husband sail up…
I'm sorry to hear about your health problems. I'm strictly a landlubber, although my sister and her husband sail up…
Tag Archives: VFM
Are different supermarket’s strawberries fungible? Is there VFM but in price?
I have been pondering this, My partner, who doesn’t like strawberries says they are and I say that Waitrose No 1 strawberries are different and are not fungible with Aldi strawberries which are half the price. I want to have … Continue reading
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Tagged chris sier, fungibility, Investopedia, jo cumbo, Strawberries, VFM
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Will DC ever have a period of market “certainty”?
Another group of worthy souls worry about the market uncertainty that DC schemes find themselves in (report here from Corporate Adviser). Could I throw a spanner in the wheels and suggest that what those in DC schemes want is some … Continue reading
Does this increased cost of a Regulator give any value to Pension Schemes and outcomes?
This question was posted on yesterday’s blog on the Pensions Regulator’s account of 2025/6. Derek Scott, a retired Trustee Chair and notable accountant had this in reply. I assume he talks of “value for money”; his comment is in reply … Continue reading
TPR’s cost to us increased from £104.8m to £115.2m in 2025/26; value for money?
Here is TPR’s statement; you make your mind up about VFM – shouldn’t that be everyone’s big question? The Pensions Regulator’s (TPR) comprehensive net expenditure increased from £104.8m to £115.2m in 2025/26, as the regulator oversaw a workplace pensions … Continue reading
Haldane’s Field of Dreams needs large pension funds to pay for entry.
Pensions Oldie runs a small(ish) DB scheme. He will not go on much anonymity if he names those act for him! But here is his response which is either an argument for consolidation of a cry of pain from someone … Continue reading
Netherlands may need competition but not a change in their workplace system!
I was as interested in “the problem” as the policy change. Is the problem in the Netherlands that they have a mandatory workplace retirement system? The replacement ration (the amount you retire on compared with what you were on before … Continue reading
When you’re big like Nest you can make things happen – but is it better to be as nimble as SEI?
Nest’s research has caused a lot of controversy. Financial and Social productivity are top of the pops with bright thinkers like New Capital Consensus and Shared Future . But Nest’s long term view is not something that Nest’s 14m members … Continue reading
Steve Charlton delivers a master class in VFM for DC mastertrusts!
In this episode of the weekly podcast Nico Aspinall and Darren Philp chat to SEI‘s Steve Charlton. The conversation is over SEI’s investment-led approach to running a master trust. It looks at how the business has evolved from its roots … Continue reading
Isn’t it time to include CDC in the search for “Value for Money”.
I’ll do as I’m told by TPR and my compliance officer and stop listening to people who are fans of CDC. Instead I’ll listen who hate CDC and this who are as biased as apparently I am in wanting to … Continue reading
From best of Dutch to worst of British pensions!
I had such hopes that the VFM podcast had turned a corner but I was mistaken. This week’s conversation with Jerry Butcher, the Director of Workplace at Scottish Widows is a stinker! Jerry Butcher came by recommendation; he is Robert … Continue reading
There are problems with swapping pots for pensions when you are running your CDC plan the way that Royal Mail's…