Tag Archives: happy christmas

2018 – goodbye and good riddance


HAPPY CHRISTMAS TO EVERYONE WHO READS THIS BLOG 2018 was a mixed year for those looking for better pensions. On the plus side, we are finally getting auto-enrolment. The predicted increase in opt-outs didn’t happen, when member contributions tripled, we … Continue reading

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Financial Regulators aren’t carved out of stone – they need a merry Christmas too!


Financial Regulation seems a brutal business, impersonal and intimidating. Necessarily, a degree of formality is needed in one’s conduct on both sides.  I would not feel comfortable at the FCA’s Christmas party nor they at mine. But that does not … Continue reading

Posted in advice gap, christmas, FCA, pensions | Tagged , , , | 1 Comment

No fear! Ruminations on 2016 and how to face it.


It’s Christmas morning which is a very special time. We all have our private Christmas’ but it’s a day when we share ourselves with family and I’m lucky still to have my parents with me and our whole clan are … Continue reading

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