Monthly Archives: November 2025

The PPF is waggling its tail at what it can do with a spare £14.1bn

The PPF has a smile on its face The lifeboat fund has proposed maintaining a zero PPF levy for conventional defined benefit schemes, having confirmed in September it would not charge a levy for 2025/26. The PPF confirmed its current reserves alongside … Continue reading →

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Not that much “reassurance” about shifting my pension to an insurer.

I am not surprised that , ahead of publishing the numbers of the 11 insurers n the UK annuity market, the PRA has reassured us that none are currently in trouble or likely to be trouble from the risks we … Continue reading →

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How the New Dutch Pension System Really Works (Russ Oxley)

A conceptual guide to the pension product that the Dutch are moving to from next year from Ross Oxley. I have been trying to get a range of views because today (Tuesday 18th) we are getting a Dutch financial analyst … Continue reading →

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Unlike a wage for life , a pension pot’s “Number” rarely turns up!

This is odd and tells us something  about what an excess of money does to people’s sense of security  in old age. I am not sure there comes something called security. Infact I see “wealth” as something that makes the … Continue reading →

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“Can the dashboard ween us off our addiction to pot?” – asks Smith

Richard Smith has just landed on one of the best headlines in pensions this year Thanks Richard Smith for cheering me and I hope a few readers up! We have a discussion about addiction to pot in the UK and … Continue reading →

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Are the Dutch moving to CDC as we know it? A Dutchman comes to our table.

I’m really pleased Arun Muralidhar recommended Rogier Swierstra. Tomorrow (Tues) morning we will have a discussion on what has happened and will be happening in the Netherlands. Use this link to get to  What have the Dutch ever done for … Continue reading →

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Public Spending will fall when productivity improves..

Thanks Steve There is in the departments that touch on pensions (and it’s more than HMT and DWP) a malaise at this moment because Government is failing to show a direction. Steve Groves would have Government cut back and so … Continue reading →

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Road to the budget: it’s time for the Treasury to take back control

Will Hutton has become a hero to me and his blog following his debate with Jo Cumbo at the Pensions UK Conference at Manchester. Here he is on the budget. “We cannot go on like this….” Road to the budget: … Continue reading →

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Labour won big at the High Court. Why are they hiding it?

If you went to the Pension PlayPen event or have seen the video, you will know how important Harry Scoffin’s investment is. He has written this article that first appeared in LBC’s opinion space. Labour won big at the High … Continue reading →

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Can we invest with Iceland + to protect and help develop us?

When I look at this picture published in the FT today, I realise just how the countries north of us are bereft of communication (and power) cables. Look at the UK’s connections with mainland Europe , Ireland and with America … Continue reading →

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