Monthly Archives: July 2025

The significant simplicity of the pension dashboard

Richard Smith has become the popular champion of the dashboard. Here he brings us the latest images of what we’ll see on the dashboard. Don’t get too excited if you are a fan of complex screens but to me, the … Continue reading

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SJP’s charges “pleasingly boring” – Holly Mackay

  I had to duck out of the CISI conference last week to talk to SJP big-wigs about their new way of presenting the charges they make. Gone are the early withdrawal charges ( a hangover from another era) split … Continue reading

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Who owns the PPF surplus – and what should be done with it?

I have missed David Robbins of WTW of late. That’s because I haven’t been much on Twitter following his threads as I used to. I was investigating twitter to find views on use of the PPF last week – mainly … Continue reading

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“Best advice, be engaged” – snaps Cumbo at Govt. pension policy

Jo Cumbo is no longer the FT’s pension correspondent – she’s a roving force for challenge but that doesn’t stop her coming back to old grounds to have her say. She has found TPR’s recently published  Corporate Plan to be … Continue reading

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Nest’s quiet revolution; DC pensions may be “lies” no longer!

A recent City Mayor called the DC pension the biggest lie in finance, he is right but the statement may not be applicable for long – thanks to Nest – who look like being the first DC pension provider. I … Continue reading

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Nest’s covenant – open doors to flexible pensions.

Nausicaa Delfas says in the Pensions Regulator’s  2025/6 Corporate Plan that TPR will be “driving value for money in pensions schemes, and creating default retirement solutions for pensions savers”. What does this mean beyond what we have received since the … Continue reading

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The trouble with illiquidity – Woodford 2.0?

I am not sure why I was invited to this very eminent salon event in Kings College. It was good to hear some high level thoughts on private assets and their increasing importance as listed assets are harder or asset … Continue reading

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Good news for Brits , bad news for insurers – we’re living “too long”!

Stuart McDonald’s comments are brutally commercial but need a little explanation. Here goes! So what is this most comprehensive review of how we’re living longer look in CMI style graphs. Here goes What I can see is a dramatic change … Continue reading

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Damian and Matt. I’ll stick with Mr Chat GPT for my VFM pension

  I’m glancing through some comments on my blogs on Linked in – because Linked In throws them at me. Here is an interaction between a retired but very noisy strategist (Damian) and a working consultant at a firm with … Continue reading

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Jon Spain speaks out against pension orthodoxy (Tues 22nd)

Many of us have grown up with Jon Spain at GAD. I remember walking into him as he walked bare foot down a corridor in that most actuarial of Treasury outposts! Jon is a deep thinker and one who has … Continue reading

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