I think the fundamental problem is not involving the employer in the retirement income consideration. Instead they are often seen…
There may be more fundamental issues with the US markets. In a recent article Smithers is highly critical of the 2013…
A very timely and important message to all employers and employee benefit consultants, whatever the size of the employer! In…
It seems to me that a pensions think tank, funded by pension industry stakeholders, will naturally scope the question as…
Monthly Archives: October 2025
The commercial advantage for employers of switching to CDC
I have argued for a long time that CDC schemes will provide more to savers than an annuity or individual drawdown. WTW has told us they expect members to get 60% more and now Hymans say the same. Members prepared … Continue reading
Pension UK – Should Theroux in his playground market your Conference?
Blunkett and Elwell were on before Theroux . Serious input into a serious pension. There was a lot of fun to be had at this weeks Pension UK Annual Conference and what people do with their time is their business. … Continue reading
Couldn’t pre-97 pension indexation be met by a windfall-tax on insurers?
Pension Oldie’s testimony Pension Oldie is a regular commentator on this blog and this comment was made after my blog yesterday which posed the question – what is the Government going to do with the PPF’s £16bn surplus. My speculation … Continue reading
Value for Money – simple ; “money saved v pensions paid”!
Talk to most people about pensions and there are two things that matter, the amount coming out of the payslip and the pension they will get at retirement. The more savvy may talk about “pot” rather than “pension” but for … Continue reading
Rachel’s new world of fiscal prudence doesn’t work for pensions!
Good news for the markets, Rachel Reeves is hinting that taxes will go up after all, breaking the rules she set when she arrived in number 11. Hurray? No- not “hurray” if you are managing a pension accounting for its … Continue reading
“Concierge Service” for overseas investors with money for the UK
I’m an optimist and so I am prepared to take onboard the promotion by HM Treasury of a Concierge Service. But we have seen the Chancellor supporting investments into UK insurance companies by firms that the PRA are none too … Continue reading
Taxonomy of Intangibles – by Rethinking Capital
After a couple of weeks thinking about consumer issues, we are moving towards a more institutional discussion next Tuesday at the Pension PlayPen. We are delighted that Andrew Watson, will be presenting his view on the taxonomy of intangibles … Continue reading
The pre-97 pensioners who lost their pension – had NO voice at Conference.
Terry Monk rightly points to my blog and asks do I give the prominence to the plight of his generation of pensioners who had the bad luck to find their pensions collapse before the PPF was invented to provide such … Continue reading
The end of Blunkett’s era – the Bell has rung (after an overlong interval).
A blind seer, Lord David Blunkett spoke to Conference with a vision that you get from experience. It was to an early morning crowd (any time is early for some, when the night extends into the early hours). His the … Continue reading
Consolidation-it’s advantages and limits from Borders
The third day of this conference and people are drifting away or getting coffee’d up in readiness for a good laugh with Louis Theroux. Meanwhile there is a discussion going on in the main hall between TPT (fresh from announcements … Continue reading
That £4 figure may be defensible as an illustration of the combined benefits of pension saving, employer contributions, tax relief…