Monthly Archives: April 2025

Sheer folly should not spoil our weekend

I am afraid that many people who have happily watching their DC pension pots rise and rise in value over the past four and a half years are dreading clicking through to see the value of their plan today. The … Continue reading →

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Access and Brunel told to pack it in; a taste of things to come?

Brunel and Access have been told to merge with others and  not waste time and money thinking about alternatives. This is pretty brutal stuff and the answer to separate pools is brilliantly put forward by what has been delivered over … Continue reading →

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Opt-out payroll savings – easier to save.

Jo Phillips  Director of Research and Innovation, Nest Insight After over 3 years of research, analysing over 1 million admin data points, 4 big surveys and hours of in depth interviews, I am so proud to have published the full … Continue reading →

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How will deals get done / how will pensions be well run?

Whether we are talking about the macro management of the economy or the micro management of people’s finances things are grinding to a halt.  The long-maturity auction is being delayed a quarter, this hurts buy-ins, buy-outs , take-overs of pension … Continue reading →

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“Current default pension saving rates aren’t enough” – dashboard distress

I’m not sure which part of the social megasphere this conversation took place but it is between Richard Smith and Damian Stancombe so the conversation is between people who see things from ordinary people’s points of view (consumerists as they … Continue reading →

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Julius Pursaill, Natwest Cushon at Pension PlayPen.

Julius Pursaill is in conversation with Steve Goddard and latterly with me but spends most of his hour debating with some high powered coffee tasters. You can watch him here I have written about this session as I thought it … Continue reading →

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Why £100bn has been wiped off pensions through down valued bonds

I am currently not very well, so I am learning about the depreciation in the value of gilts as the prospect of low income returns. All this of course a part of the shambles created by American financial economics. This … Continue reading →

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Teaching those who don’t understand financial economics (Thurs 10th April)

The view of Edmund Truell at 8.43 yesterday evening, an evening the other side of Donald Trump’s withdrawal from more aggressive tariffs to most and an example setting tariff for China. Here is the circular shared on Linked in. Another … Continue reading →

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Helen Forrest Hall may brighten light at PMI

I did not have the opportunity to go to PMI’s DC and Master Trust Symposium last week.  If I had , and stayed close to my colleague Philip Persson , I’d have met Helen Forrest Hall who leads these things … Continue reading →

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We need to be deadly serious in opposing Trump and Maga.

This chart, delivered by Martin Wolf shows who will suffer from US Tariffs, the answer is Trump is imposing extraordinarily punitive tariffs on poor countries But Wolf concludes as Germany’s Kiel Institute argues, the biggest negative effects are likely to … Continue reading →

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