Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Majority of clubs on edge of 'financial disaster' - regulator https://www.bbc.co.uk/sport/football/articles/c6vgx70pzq1jo The regulator says 60% of clubs do not have…
Yawn. Yet another survey of a small sample of pension scheme members, 40 pages in length. I wish instead they'd…
Monthly Archives: October 2024
(NO) time to hit the pensions panic button.
Those over the age of 55 are panicking over the possibility that the chancellor could slice the cap on tax-free cash to as low as £100,000. I do not think this will happen, but many people with large pensions are … Continue reading
The actuarial profession challenged over pension “risk-transfer”.
Yesterday I published a blog by Con Keating which asks serious questions of the actuarial profession. The published comment it has elicited has been from various practitioners in DB workplace pensions and calls for comment . I am republishing … Continue reading
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Bulk Annuity Value – Risk Transfer? Con Keating
The transfer of DB liabilities from an employer sponsored scheme to a bulk annuity insurer involves no gain to scheme members – their pensions are unchanged before and after such a transfer. From the perspective of the member, it is … Continue reading
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Are we finally waking up to a pension less world? WTW and broken DC.
I guess it takes a world wide pension consultancy called Willis Towers Watson to grab the attention, but the Emperor has been parading around naked for quite some while. When I say “Emperor” , I mean the “DC pension” and … Continue reading
Why we should slash the cash and pension the pot!
This would be the quickest way to destroy confidence in pension saving … https://t.co/4CMFYUDySF — John Ralfe (@JohnRalfe1) October 9, 2024 In the context of the past 25 years pension policy, John Ralfe is right. A very large number of … Continue reading
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Will co-investment by Government, unlock productive finance for pensions?
Both the FT and the Guardian report this morning that Rachel Reeves is considering a new way of looking at capital expenditure by Government, not as debt- but as investment. Listeners to Pension PlayPen podcasts and coffee mornings had prior … Continue reading
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CDC; is “multi-employer” the tiny next step – or a great leap forward?
There were many who thought Royal Mail would never launch its Collective Pension Plan, they were wrong and it is a testament to Jon Millidge, Terry Pullinger, Hilary Salt , Simon Eagle , Angela Gough and many others that the … Continue reading
XPS’ Neil Maines on the rights and wrongs of Australian pensions.
(Please bear with us while we mend the link) Neil Maines’ excellent session is well worth a watch. While we mend the youtube link, you can download the podcast from http://www.pensionplaypen.com Thanks for these slides which can be downloaded … Continue reading
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DWP beware putting all your eggs in the CDC basket
The FT’ Mary McDougall gives us a scoop In a consultation launched on Tuesday, the government is proposing to broaden access to CDC pensions to allow multiple employers to participate in a single scheme. If this is so, the consultation … Continue reading
Neil Maines of XPS ; on VFM , DC illiquids and whether Australia matters
Yesterday I went to a public meeting on measuring the value of illiquids in DC pension saving schemes. Interesting as this was, I am sworn not to mention who was speaking, who was organising or what was said. I was … Continue reading
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This particular question wasn’t asked or answered but Oliver was very clear that the launch is only the start. The…