Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Majority of clubs on edge of 'financial disaster' - regulator https://www.bbc.co.uk/sport/football/articles/c6vgx70pzq1jo The regulator says 60% of clubs do not have…
Yawn. Yet another survey of a small sample of pension scheme members, 40 pages in length. I wish instead they'd…
Monthly Archives: October 2024
Pullinger on Pension PlayPen 10.30 this morning – free link here.
I am pleased that my good friend Terry Pullinger is going to speak at Pension PlayPen in the wake of the good news that Royal Mail’s Collective (aka CDC) Pension has been launched. If it hadn’t been for Terry, the … Continue reading
Tax the pension-wealthy not the struggling-saver
Despite the long tail of auto-enrolling employers paying no more than the bare minimum into workplace pensions (3% of band earnings), the vast majority of pension payments are discretionary. Large employers pay more than 3% to be competitive, as a … Continue reading
Prudential’s depressing IGC report should point customers to the door
The one thing hapless savers stuck in Prudential’s legacy work-place pension books had going for them was that they had a strong IGC with an effective chair who spoke to policyholders with the authority of someone who was on that … Continue reading
Posted in pensions
Leave a comment
IPSOS delivers lessons on pensions engagement to the DWP
I took on the IPSOS paper for the DWP in the hope of learning more about “engagement”. The DWP were talking to pension experts but I quickly recognised that these anonymous experts didn’t know much As one expert (#3) argued, … Continue reading
Posted in pensions
Leave a comment
IPSOS delivers lessons on pensions engagement to the DWP
I took on the IPSOS paper for the DWP in the hope of learning more about “engagement”. The DWP were talking to pension experts but I quickly recognised that these anonymous experts didn’t know much As one expert (#3) argued, … Continue reading
Posted in pensions
Leave a comment
Royal London – an IGC report that matters more than most
Thanks to Peter Dorward for providing a Value For Money statement that can be positioned on this blog in a way that complies with the FCA and TPR’s ask. It’s taken from the slimmed down version of the report which … Continue reading
Posted in pensions
Leave a comment
Let’s take this change in pension’s weather to Liverpool!
It was good to hear David Porter on this podcast standing up for some very old fashioned ideas. That VFM can be used to create competition that creates better pensions That pension outcomes can be measured by the amount … Continue reading
Posted in pensions
Leave a comment
Paying pensions ; what we show and what we don’t.
I was really pleased to hear from people I like and respect over a blog I published on a Saturday (which could have been ignored). What I was saying was that the urgency with which people are engaging with their … Continue reading
Posted in pensions
Leave a comment
Fidelity and the demise of the bespoke GPP
There was a time when large employers believed that a workplace DC scheme could do it all, offering members the freedom of a personal pension, the investment advice of a top consultancy and a charging structure that reflected group buying … Continue reading
Posted in pensions
Leave a comment
The impact of pension tax changes on financial advisers.
The retail financial trade press is full of stories from financial advisers about losing funds under advice/management as clients raid their SIPPs to avoid the threat of a reduced tax-free cash entitlement after the October budget. If I had … Continue reading
This particular question wasn’t asked or answered but Oliver was very clear that the launch is only the start. The…