This particular question wasn’t asked or answered but Oliver was very clear that the launch is only the start. The…
Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Priest Alaska brought back the woman I love after another man nearly destroyed our marriage. My wife’s personality had changed…
Majority of clubs on edge of 'financial disaster' - regulator https://www.bbc.co.uk/sport/football/articles/c6vgx70pzq1jo The regulator says 60% of clubs do not have…
Monthly Archives: October 2024
Too rich to fail?
The importance of the wealthy to out tax system is something I just don’t get. Every year I hear arguments against wealth taxes that start “the Government would never annoy..” and then roll out some special interest group which usually … Continue reading
Sandy Leitch – a good man and a good boss
This biography appears on the FNZ website; Shortly after he was ennobled, Sandy Leitch was rung by a Scottish journalist and asked what title he had chosen. ‘The Lord Leitch of Oakley’, he replied. The journalist burst out laughing, saying … Continue reading
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Tax relief on pension contributions may be safe – but not the resulting wealth
https://t.co/mDRuoSUxI1 Reeves may not be targeting contributions but she has plenty still to go at in pension wealth – inheritability and tax-free cash. — Henry Tapper (@henryhtapper) October 7, 2024 Each fresh leak to the press on what Rachel Reeves … Continue reading
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Aegon produces a first rate IGC report
The Aegon IGC report is a cracker. You can download it from this link. A handy tip is to view this as a download – it’s a bit awkward in your browser. Aegon’s IGC has done the smart thing and … Continue reading
Standard Life’s IGC produce the first 150 page report – is it worth the trees?
“Vale” – David Hare. If an email could thud, it would be the annual mail I get from David Hare, the chair of Phoenix’s, Standard Life’s and ReAssure’s IGC. In total these three reports weigh in at 151, 100 and … Continue reading
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TPR still checking the cost of leveraged LDI
In the first 20 years of this century, DB pension schemes were told to “de-risk” by loading up on what was referred to as “risk-free” investments – long term and inflation linked gilts. “Loading up” meant borrowing money to buy … Continue reading
Aviva – an IGC report – “directionally appropriate”
It’s a small matter, but good use of the English language is key to getting readers onside. At one point, the Aviva IGC report describes changes in the investment default fund (itself a nasty linguistic construct) as “directionally appropriate”. To … Continue reading
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Capital Markets and Brexit – on Pension SuperHaven’s side!
Having just posted on the lamentable reaction of pension consultants to pension innovation, I had a quick browse of linked in to see if I could find something to cheer me up! I did, and in a most unexpected place! … Continue reading
Consultants – we need you to help turn that pot you’re sitting on – to a pension!
I was not at the Corporate Adviser Summit this week which is probably just as well as I might have lost my temper! Instead of that, you are getting a blog which looks at the reactions of senior consultants to … Continue reading
Helping the Regulator innovate
There is a lot in the press this week about pension innovation, some about Pension SuperHaven, but most – rightly – about the opening of Royal Mail’s CDC plan – on Monday (7th October). It’s taken 6 years for Royal … Continue reading
The self-employed commonly have very lumpy income streams plus periods of feast and famine. Their lack of income security means…